Why is van insurance so expensive for young drivers?
Most insurance companies think new drivers are riskier than other age groups. This is why insurance is usually a lot more expensive for those who are new to the road.
Thankfully, we have different views of young van drivers, and our relationships with over 30 insurers mean we can often get you a deal you wouldn’t find elsewhere. Our best quotes are usually given over the phone, so call us to get van insurance for young drivers.
How can I get affordable van insurance as a young driver?
Our commercial van insurance customers saved an average of 27% in 2021 when taking out a policy with us. See how much you could save by giving us a call.
The amount you’ll have to pay will depend on a number of factors, including the van you intend to drive. If you’re under 25 and already face high insurance costs, choosing a van from a lower insurance group can reduce the amount you’ll have to pay.
If you’re interested in getting van insurance for new drivers, you could be eligible for black box van insurance on FluxScore. This rewards good driving, helping you save up to 60% on insurance premiums. With updates given daily through the app, you’re able to keep track of how much you’re saving and where you might need to adjust your driving.
Get a Van Insurance for Young Drivers Quote
Tips to save money on van insurance for under 25 year olds
If you’re still facing high premiums, give us a call. Over 81% of online customers could have got cheaper insurance if they’d spoken to us over the phone instead. It only takes about 15 minutes for us to compare over 30 quotes.
Only going to drive your van a few thousand miles a year? Let us know and you could save money!
Extra qualifications like PassPlus, IAM and RoSPA can help you save up to 15% on your quote.
Modded your van? If so, let us know. While some raise your premiums, additions such as alarms could help reduce them.
Do you have a no claims bonus for a motorbike, scooter or moped? You can use this against your van insurance policy.
We offer agreed value cover on modified, classic and modern vans, which would help you save money if your vehicle gets written off.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Flex Drive
Drive Any Car Insurance
There are many reasons you might need to drive someone else’s car, either in an emergency or as part of an agreement.
While many policies include third party cover for you to drive any vehicle, this often leaves you liable for the full cost of your own damage caused in the event of an accident.
Our Flex Drive car insurance extends your cover to include accidental damage cover on the vehicle you’re driving, just like a fully comprehensive policy. It covers claims up to £20,000 on any car you use.
That extra cover will give you the confidence to drive any vehicle, with the owner’s permission, at any time.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Goods in Transit
Goods in Transit Insurance
Goods in transit insurance is designed to cover anyone who uses their vehicle for transporting goods professionally, whether they’re documents, materials, or packages.
Whether you work as a courier, delivery driver, or in the haulage industry, having the right cover for your cargo, whatever it is, can make the world of difference, and save you money and a headache, if something bad should happen.
To find out more about how you can get insurance for transporting goods, and what’s covered, speak to our team today.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Tools
Tools In Transit Insurance
For just a year, you could claim for damage, loss, or theft of tools up to £5,000 whilst they’re being driven in your van, loaded or unloaded, or stored in your van over night.
There’s no denying that the tools of your trade are vital to your business, so you need to know that if they’re lost or damaged that you can afford to replace them and get back to work as soon as possible.
With a low £100 excess for each claim, and cover for theft, loss, or damage, you can be confident that even if the worst happens, we’ll help you to get new tools and get back on the job quickly.
Why choose Adrian Flux?
- Tailored affordable van insurance for new and young drivers
- Winners of the What Van? Insurer of the Year Award in 2018, 2019, 2021, 2023 and 2024
- Highly flexible insurance policies
- Suitable for private van owners, sole traders and fleet owners alike
- Discounts for low miles, extra qualifications, and more
- Optional extras can be included, including goods in transit cover, breakdown cover, tools in transit cover and misfuelling cover.
Business and private van insurance for young drivers
If you’re using your van for business, such as for commuting, work, or for transporting goods to sell, you’ll need a business policy.
Speak to our staff on what you can do if you need van cover for business use. Even if you’ve been turned down by other insurance providers, let us know and we could still help.
And if you use your van for private use only? Whether that’s to transport equipment for your hobby or simply to have more room, we can cover you too.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How old do you have to be to get van insurance for young drivers?
- We can cover new drivers aged 17 or over, though some of our schemes for people aged 17-21 will include the use of a black box.
- Most of our policies for over 21 year olds do not require a black box to be installed.
- So if you’re under 25 and need van insurance, give us a call. We can also cover over 25 year olds using regular commercial or private van insurance.
What type of van insurance do I need?
The differences are as follows:
Third-party only
Covers damage to other people and cars.
Third-party, fire and theft
Covers damage to other people and cars, plus your car in the event of a fire or theft.
