Why do I need timber-framed home insurance?
Taking out non-standard home insurance for your timber-framed property helps ensure that your cover protects you against the increased risks that are a part of owning this type of property.
Because of their construction, wood-built homes are at a higher risk of fire, damp, rot and pest infestations. As such, even though these types of houses are fairly common in the UK, many insurance companies won’t cover them – or if they do, the cost of your insurance will be high.
That’s where we come in. We work with a number of insurers that account for the risks involved with owning a timber-framed building and can provide extensive cover for these types of properties.
Get a Timber-Framed House Insurance Quote
Why choose Adrian Flux for timber-framed house insurance?
We’re well-versed in finding cover for unusual properties, including homes with timber frames. We can cover all types of wood-built houses, including modern properties, heritage homes, listed buildings, self-build houses, and properties with timber-framed extensions. Just some of the reasons to take out cover with us include:
- Claims hotline with counselling support
- Domestic Assistance Helpline with advice and contact details for tradesmen
- Discounts for alarms and security locks
- Discount when you take out combined buildings and contents cover
- Log cabins, continental-style chalets and eco homes can be covered too
What’s covered by wood-built home insurance?
We can offer buildings cover, contents cover or a combination of the two for your wood-built property. You can choose from our wide range of optional extras to make the policy your own. Cover can include:
- New for old cover on your valuables
- Legal cover can be taken out as an optional extra
- Up to £2 million in property owners liability covered as standard
- Home emergency cover available for unexpected issues
- Personal belongings cover
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How much does timber-framed home insurance cost?
The cost of your wood-built home insurance depends on a number of factors, including where your property is located, its age and your no claims history.
To find out how much your insurance policy will cost, speak with our household team. Our best quotes are over the phone.
Get a Timber-Framed House Insurance Quote
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of .
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
What do I need to get a quote?
We’ll need the following information from you so you can get a quote:
- The value of your property
- When your home was built
- Whether the property is listed, and if so, which grade
- The construction of the property (including what the walls and roof are made from)
- Whether any building work is being done
- Whether there are trees close to the property (and if so how tall they are and how close they are to your property)
- If there are signs of subsidence
- If the property has been flooded or is in a flood-risk area
- The value of your contents
- Any items worth over £1,000 you’d like to insure
Get a Timber-Framed House Insurance Quote
FAQs
Are timber-frame houses more expensive to insure?
Whilst cover for these types of properties can be slightly more expensive than for traditional brick-and-mortar buildings, you’ll probably find that there isn’t a massive difference between the two when you speak with a specialist insurance provider like us.
With 50 of providing cover in specialist situations like yours, we use our expertise and relations with insurers to help you build a policy that suits your special property.
Can I get home insurance for a self-built timber-framed house?
Yes, we offer self-built home insurance, including for properties with timber frames or other wooden elements. Almost a third of new self-built homes in the UK are made using timber frames, so we’re well-versed in covering these types of properties.
Can I still get cover if my property includes wattle and daub panels?
Yes, many wood-built properties include wattle and daub, so we offer cover for these properties. You might find that your buildings insurance is more expensive, however, as builders with expertise in these materials are usually needed should you require any of the panels to be repaired.
Can I still get cover if my property has a thatched roof?
Yes, we cover properties with thatched roofs, including period properties with a wooden structure. Speak to us over the phone for a quote and we can help you.