Specialist WAV insurance
Where other specialist brokers struggle to offer a competitive rate with their limited selection of schemes, Adrian Flux has the experience, knowledge and freedom to provide an impressively wide range of policies designed to meet your needs. We can offer great cover and a fair rate for your WAVs in almost any situation.
Features of our WAV insurance
Insuring wheelchair accessible cars or vans is not the same as insuring a standard car. That’s why the WAV insurance that Adrian Flux can arrange offers the following features:
- Like for like cover on all adaptations and modifications
- Up to £1,500 cover for your manual wheelchair while it is in your vehicle
- Cover for family, friends and carers to drive your vehicle
- Any driver cover option
- Cover for young disabled drivers from 16 upwards
- 90 days European Cover
- Suitable courtesy car in the event of an accident (subject to availability)
- Motability claim-free driving accepted in lieu of No Claims Bonus
- New for old cover on adaptions
What types of adaptation require WAV insurance?
Talk to one of our expert underwriters today to save time and money on your insurance if the following wheelchair adaptations apply to your vehicle:
- Fitting of wheelchair hoists, ramps or tail lifts because of mobility issues
- Fitting of adapted hand controls because of difficulty in the use of your arms
- Lowered suspension or ramps
- Wheelchair tie-downs and seatbelts
To find out more, just give our trained underwriters a ring to talk you through your needs and options. They will quickly help you to find a quote with minimum fuss.
Simply click the button to arrange a free call-back at a convenient time, or call 0800 369 8590 for your specialist, bespoke insurance quote.

Get a Wheelchair Accessible Vehicle (WAV) Insurance Quote
FAQs
Is my wheelchair insured during transit too?
Yes, we offer up to £1,500 cover for manual wheelchairs when they’re in your vehicle. Give us a call if they were damaged in transit and we can help cover the costs or repairs or to replace the wheelchair.Will the replacement vehicle I’m given match any adaptations I have for my vehicle?
We try our best to find you a suitable replacement that matches your needs. Unfortunately, this is not always possible and will depend on your location and the replacement vehicles available. When we can’t find a suitable replacement vehicle, we’ll cover the costs of travel to your next destination.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .