What is van contents insurance?
Van contents insurance is a type of insurance policy that covers the personal possessions you keep in your vehicle. Our specialist schemes help protect you financially against your belongings being stolen from your locked van, damaged in a fire, flood or by lightning, and malicious damage.
When you’re using your van everyday, it’s easy to overlook the personal belongings you keep inside. This type of cover gives you peace of mind that your items are covered.
Please note that our van contents policy is only available when purchased alongside a van insurance policy. We also offer personal possessions cover on a wide range of other vehicles, including cars, campervans and motorhomes.
Get a Van Contents Insurance Quote
Why choose Adrian Flux for van contents insurance?
With 50’ experience covering all types of vehicles and their contents, we can help you get the cover you need. Voted WhatVan? Insurer of the Year in 2021, 2023 and 2024 by readers, we’re convinced our bespoke approach to insurance is perfect for commercial and private van owners.
Does van contents insurance cover tools too?
No, these are two separate policies so you’ll need to take out tools in transit cover for these. This can be added to your van insurance cover or offered as standalone cover depending on your needs.
We also offer standalone goods in transit cover for commercial vehicles, which is ideal for those who transport goods as part of their job.
Extra Benefits
Flex Drive
Drive Any Car Insurance
There are many reasons you might need to drive someone else’s car, either in an emergency or as part of an agreement.
While many policies include third party cover for you to drive any vehicle, this often leaves you liable for the full cost of your own damage caused in the event of an accident.
Our Flex Drive car insurance extends your cover to include accidental damage cover on the vehicle you’re driving, just like a fully comprehensive policy. It covers claims up to £20,000 on any car you use.
That extra cover will give you the confidence to drive any vehicle, with the owner’s permission, at any time.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Goods in Transit
Goods in Transit Insurance
Goods in transit insurance is designed to cover anyone who uses their vehicle for transporting goods professionally, whether they’re documents, materials, or packages.
Whether you work as a courier, delivery driver, or in the haulage industry, having the right cover for your cargo, whatever it is, can make the world of difference, and save you money and a headache, if something bad should happen.
To find out more about how you can get insurance for transporting goods, and what’s covered, speak to our team today.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Tools
Tools In Transit Insurance
For just a year, you could claim for damage, loss, or theft of tools up to £5,000 whilst they’re being driven in your van, loaded or unloaded, or stored in your van over night.
There’s no denying that the tools of your trade are vital to your business, so you need to know that if they’re lost or damaged that you can afford to replace them and get back to work as soon as possible.
With a low £100 excess for each claim, and cover for theft, loss, or damage, you can be confident that even if the worst happens, we’ll help you to get new tools and get back on the job quickly.
Get a Van Contents Insurance Quote
Which items does van contents insurance cover?
With a total cover of £4,000 (plus a £1,000 limit for any single electronic item) and an excess of just £50, our van contents insurance can cover a wide range of items and is ideal for those who go on weekends away to participate in hobbies or those who love the outdoors. Our insurance can cover personal items such as your:
- Phone
- Tablet
- Sunglasses
- Sports equipment
- Larger hobby equipment (e.g. surfboards, golf clubs, fishing kits and model planes)
What does this policy cover against?
The van contents policy covers your personal belongings in your van up to a value of £4,000 – insuring them against theft, damage caused by a fire, flood or by lightning and malicious damage. Our flexible cover offers:
- Total cover available for personal belongings worth up to £4,000
- Covers individual electronic items with a value up to £1,000
- Policy excess of just £50
Get a Van Contents Insurance Quote
FAQs
Is contents cover already included with my van insurance?
Unless specified, it’s unlikely that your personal belongings will be covered by your van insurance policy. If you’re still not sure, it’s a good idea to check the fine print on your policy or contact your insurance provider.
Please note that we cannot offer personal possession insurance unless you’re also taking out a policy for your vehicle.