Why choose Adrian Flux for Toyota 4×4 insurance?
Specialist Toyota 4×4 policies from Adrian Flux are designed with you in mind and there are many benefits and optional extras available. Here are just a few:
- Agreed value insurance: we will come to an agreed value for your car, which will be paid in the event of a total loss
- Like-for-like cover on modifications: any modifications you make that aren’t factory fitted can be insured separately
- Protected no claims bonus (NCB): even if you have to make a claim, we can protect your NCB
- Left-hand-drive and imported car insurance: if you’ve imported an Impreza to the UK, we can still find you value-for-money cover
- European cover for 90 days: travel abroad with your Subaru and we’ll cover you while you’re away

How much does it cost to insure a Toyota 4×4?
It’s difficult to say exactly how much your Toyota 4×4 insurance will cost as this depends on a number of factors, including your driving history, location, and how you’ll use the car.
The easiest way to find out how much your cover will cost is to get a quote directly from us. As a specialist Toyota 4×4 insurance broker, we can shape your cover to reflect your needs and experience. We assess the vehicle you drive and how often you intend to drive it so you get the best cover for your situation.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Toyota 4×4 Insurance Quote
Can I get insurance for an imported left-hand drive Toyota 4×4?
If you’re looking to import a 4×4 or buy one that has already been imported, you need look no further for specialist imported car insurance. We cover all types of imports, including grey imports and left-hand drives.

Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
What insurance group is the Toyota RAV4 4×4 in?
Insurance groups range from one (the cheapest) to 50 (the most expensive). The RAV4 falls between insurance groups 25 and 30, depending on the exact model and specification.
Can I get modified Toyota 4×4 insurance?
We specialise in providing insurance for modified cars and will be delighted to find insurance to suit your modified Toyota 4×4.
Can I get Toyota 4×4 insurance as a young driver?
Adrian Flux has a range of young driver insurance policies for you and your 4×4. We also have telematics policies and our own app, FluxScore, which rewards safe driving and can actually save you up to 60% on annual premiums.