What is thatched roof insurance?
Thatched roof is a traditional type of roofing made from natural materials like straw, reed, or rushes woven tightly together to create a durable, waterproof covering. Dating back to the 11th century, they are commonly found on cottages and rural properties. When maintained well, these roofs can last for decades, though they require specialised care. Usually, a thatched roof insurance policy can help cover these specific risks and ensure this charming feature can be preserved.
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Why choose Adrian Flux for thatched roof insurance
Our thatched home insurance cover includes all the features you need and expect from an insurance policy.
Benefits available include:
- Full cover for properties with thatched roofs, including listed properties
- Domestic Assistance Helpline with advice and contact details for tradesmen
- Discounts for alarms and security locks
- Discount when you take out combined buildings and contents cover
- Easy payment by credit card or direct debit
- Cover for let thatched properties
We are trusted by homeowners with unique properties, offering tailored protection and access to a team of experts who understand the unique aspects of a thatched roof.
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How much does thatched roof insurance cost?
There are a few factors that impact the cost of insuring a thatched roof, for example the building age, property location and roof material. By speaking with us directly, our experts can help you find the best rates available for your property based on your circumstances.
Every thatched roof insurance quote will receive the attention of a specialist, and each risk is individually calculated by our expert team.
Are thatched roofs covered on standard home insurance policies?
It’s recommended that you take out cover specifically designed for homes with thatched roofs. This is because they are, by their nature, a non-standard insurance risk so it’s highly likely you will not be covered on a standard policy.
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Unique challenges of insuring a thatched property
Thatched roofs are charming and full of character, but they come with their own set of risks and challenges. Due to the natural materials used, these roofs carry a higher fire risk, increased maintenance costs, and they often need to be repaired by a specialist.
We understand these risks and complexities and have designed policies that are tailored specifically for thatched properties. Our cover addresses the unique needs of thatched homes, ensuring that both homeowners and their historic properties are protected.
FAQs
Can I get thatched insurance if my home is a listed property?
Yes, at Adrian Flux we specialise in covering listed buildings, including those with thatched roofs, and provide cover that considers the unique requirements of such homes.
How do I reduce the risk of fire for my thatched property?
You can lower the fire risk for your thatched roof property with regular chimney inspections, by installing smoke detectors on each floor including the loft, and by using fire-retardant sprays on the thatch to add an additional layer of protection.