Why do I need tenant pet damage cover?
With more and more tenants owning pets, landlords are increasingly faced with unexpected repair costs due to pet-related accidents. From chewed fixtures to scratched floors, the costs of pet damage can quickly add up. Our specialist policy ensures you are covered for unexpected damage caused by your tenants’ domestic pets – so you don’t have to pay the bill.

Get a Pet Damage Insurance for Tenants Quote
Key benefits of our pet damage insurance for tenants
- Covers damage to fixtures, fittings, and contents caused by tenants’ pets
- Protection of up to £5,000 per policy period
- Includes cover for chewing, scratching, fouling, and plucking
- Available as an add-on to landlord building and contents insurance

Why choose Adrian Flux for tenant pet damage cover?
We specialise in providing tailored insurance solutions for landlords, ensuring you are covered against risks that standard policies often exclude. Here are a few of the benefits of choosing us:
- No excess for pet damage – you only pay the fixed cost
- Designed for landlords – available as an add-on to our landlord insurance cover
- Flexible protection
- Competitive rates
Extra Benefits
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Keycare for Landlords
Keycare for Landlords
As a landlord, losing the keys to your rental properties, or having them stolen, can pose both an enormous headache and a big financial burden.
With Adrian Flux’s keycare insurance for landlords, we can cover the cost of replacement keys, changing locks, and locksmith fees for your properties.
Landlord Legal Protection
Landlord Legal Protection
Starting at just , Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just [upsell-price code=”rent-guarantee”], can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Rent Guarantee
Landlord Legal Protection + Rent Guarantee
Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just , can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How does pet damage insurance for tenants work?
- Add cover to your landlord insurance: simply request it when you take out or renew your policy
- Ensure a tenant inventory is in place
- Use the tenant’s deposit first: before making a claim, the security deposit must be used to cover damages
- Make a claim

FAQs
Does standard landlord insurance cover pet damage?
Most landlord insurance policies exclude damage caused by tenants’ pets. Our tenant pet damage cover is specifically designed to fill this gap.
Can I take this cover out at any time?
This cover can be taken out a maximum of 14 days after you purchase one of our landlord insurance policies; it cannot be purchased mid-policy. You must also take out the cover before a tenancy termination is issued. Cover is not available for damage occurring after a notice has been served.
What types of pet damage are covered?
Our policy covers accidental damage to fixtures, fittings, and landlord-owned contents, including chewing, fouling, and plucking.