Why choose Adrian Flux for VW T4 insurance?
We understand that owning a T4 is about the lifestyle as much as it is about the vehicle. All our policies include European cover as standard, with some schemes allowing trips of up to 90 days at a time.
Whether you bought your van or campervan as a practical way to take a holiday or simply to enjoy your hobbies with ease, we understand what classic VW owners need from their insurance policy. That’s why we offer:
- Agreed value cover many insurers will only pay out the ‘market value’ of your vehicle if you suffer a total loss. We can assess your vehicle and agree the amount you would get in the event of a total loss.
- Campervan contents insurance available (depending on policy taken out): we can cover up to £4,000 worth of personal items (£1,000 limit for any single electronic item) with an excess of just £50. This can include cover for items that aren’t standard fixtures and fittings, including ICE systems and camping essentials like gas bottles, generators and awnings.
- Modified and self-converted campervan cover: we can provide like-for-like cover on modifications.
- Limited mileage discounts: those who drive fewer than 7,500 miles a year could save money with our limited mileage policies.
- Owner’s club and forum discounts: you could receive a discount of up to 15% depending on the policy you take out
- Left-hand drive cover: if you’ve purchased a LHD T4, that’s no problem. We cover most imports.
Get a VW T4 Camper & Caravelle Insurance Quote
Can I get insurance on a modified or converted T4?
Yes, we specialise in modified vehicles, so can help you secure cover where others cannot. We also offer like-for-like cover on modifications for peace of mind.
And if you’re in the process of converting your T4 van, we can cover this too. Even if you don’t use your vehicle on the road, this helps financially protect you against theft and damage while it’s being built up. We can also cover T4 campers that have already been converted or restored!
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a VW T4 Camper & Caravelle Insurance Quote
Can I get classic VW T4 insurance?
Not only are we VW T4 specialists, but we’re also one of the UK’s leading classic car insurance specialists. With our 50 years’ experience insuring all types of classics, including many vans and campers, we’ve built great relationships with our insurance underwriters so can secure you exclusive quotes for your classic T4.
Can I get T4 insurance as a young driver?
Yes, VW T4s are great for young drivers, especially for surfers or self-employed professionals who need a van to work. We know that if you’ve decided to buy a classic T4, you’re probably a young enthusiast and will therefore treat your vehicle well. As such, we can help you get cover where other providers cannot.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
What insurance group is the VW T4 in?
With a number of models available, VW T4s are found in a wide range of insurance groups. There are many different types of T4s available, from long-wheel-base Transporters to converted Caravelles. For the most part, T4s can be found in insurance groups ranging from 5 to 40.
Your vehicle’s insurance group isn’t the only thing that decides the cost of your insurance, so don’t worry too much about this. Other information such as your driving history, location and experience driving similar vehicles also inform how much your policy will cost.