What is subsidence house insurance?
Depending on your level of cover, subsidence house insurance could meet the cost of investigating the cause of the subsidence, monitoring it, fixing it, stabilising the building and repairing any damage. It could also include the cost of alternative accommodation in the event your home is deemed uninhabitable while subsidence problems are being addressed.
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Why choose subsidence insurance with Adrian Flux?
Our subsidence insurance cover includes all the features you need and expect from a high quality insurance policy. Our policies can also provide:
- Full cover for properties within any subsidence area
- Substantial discounts for those who take combined buildings and contents cover
- Claims hotline with counselling support
- Domestic Assistance Helpline with advice and contact details for tradesmen
- Discounts for alarms and security locks
- Easy payment by credit card or direct debit
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of .
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How much is subsidence house insurance?
Subsidence house insurance costs vary depending on a number of factors, but, as a specialist insurance broker, we’re often able to find suitable insurance deals where others cannot. Factors include:
- The type of cover you take out
- The reinstatement value of your property
- Your property’s location
- The level of subsidence risk
What do Adrian Flux customers say?
“We knew that, having had a subsidence claim in 2009, we might have problems finding competitive insurance for our home – or even any cover at all. But Adrian Flux gave us a competitive quote without any problems at all, albeit with an increased subsidence excess.”
Mr P, B49
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FAQs
How can I spot subsidence in my home?
Signs of subsidence may include cracks in the walls, ceilings and around windows or door frames. If you notice this sort of damage you should call in an expert to investigate the problem.
How long do you have to declare subsidence for insurance?
You must tell your insurer about any subsidence for as long as you’re insuring that property – there’s no time limit after which you do not have to declare subsidence. Failure to declare subsidence could invalidate your policy.
Does house insurance cover subsidence?
Your home insurance policy usually covers you for damage caused to the structure of your property and outbuildings by subsidence. If your home has already suffered subsidence or it is located in an area at high risk of subsidence, you must notify your insurer.