What is student landlord insurance?
Student landlord insurance protects your property when it’s being rented out by students. These are often houses in multiple occupation (HMO), otherwise known as “house shares.” Whether you own a luxury block of student flats or a house designed to be used as a flatshare, we can help.

What does student let insurance include?
Our landlord insurance for student accommodation can be tailored to suit your needs. You can either take out student landlord buildings insurance, contents insurance, or a combined – and often more affordable – policy.

Get a Student Landlord Insurance Quote
Why choose Adrian Flux for student rental insurance?
- Cover for any type of property, including student flats and houses
- Liability cover available for property owners
- Theft, accidental damage and malicious damage can be covered
- Multi-property cover available for property portfolios
- Claims hotline available with counselling support
- Discounts for alarms and security locks
- Discount when you take out building and contents cover
- Landlord home emergency cover and boiler cover
- Legal protection and rent guarantee available
- Loss of rent available as an optional cover
- Unoccupied property cover available over summer holidays and periods of vacancy

Extra Benefits
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Keycare for Landlords
Keycare for Landlords
As a landlord, losing the keys to your rental properties, or having them stolen, can pose both an enormous headache and a big financial burden.
With Adrian Flux’s keycare insurance for landlords, we can cover the cost of replacement keys, changing locks, and locksmith fees for your properties.
Landlord Legal Protection
Landlord Legal Protection
Starting at just , Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just [upsell-price code=”rent-guarantee”], can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Rent Guarantee
Landlord Legal Protection + Rent Guarantee
Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just , can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Get a Student Landlord Insurance Quote
Why do I need specialist student let insurance?
Renting to students comes with its own set of risks. University is usually the first time students are leaving home, meaning they often do not have references or a set income. Couple this with the tendency for students to host parties that can cause accidental damage to the property and some insurers will refuse to offer cover.
At Adrian Flux, our tailored student rental insurance can help protect your property against the unique risks involved with renting to students. We also offer optional extras like landlord legal protection with rent guarantee, which helps protect your business in the event a student misses a payment.

Our student accommodation insurance is never beaten on price
We offer student landlord insurance that’s never beaten on price – call us to get a free, no-obligation quote from our team of household insurance experts.

FAQs
Do I need to buy insurance for students’ contents?
No, contents cover will cover any furniture and other items that you’ve bought for the student let. It’s up to the students to take out insurance for their possessions.