What is temporary motorhome insurance?
Short-term motorhome insurance covers you for a short period of time to drive a motorhome. This is perfect if you own a motorhome and only drive it during the summer months for family getaways.
We also offer temporary insurance for campervans if required.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Do I need short-term insurance for my motorhome or camper?
Taking out insurance is a legal requirement, even if you’re only going to use your vehicle for short periods of time.
Note that if you only drive your motorhome or camper for short periods, you might need to declare your vehicle as off the road (SORN) for the rest of the year. This is particularly important if you don’t want to take out an annual insurance policy and only want to get cover when you use the vehicle.
If you make your vehicle SORN, it’s a good idea to take out laid-up insurance, which protects your motorhome or campervan against damage from fire or theft.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Temporary Motorhome and Campervan Insurance Quote
How much does short-term motorhome insurance cost?
Temporary motorhome insurance can be more affordable than you might think, especially if you’ve got previous experience driving a similar vehicle or you’ve built up a no claims bonus (NCB). Taking out cover for just a month or two instead of a full year can also be a more affordable option if you don’t use your motorhome all year around.
We compare quotes from over 30, meaning we’re able to source affordable cover where other provider cannot.
Which motorhomes and campers can I get temporary cover on?
Temporary cover is available for all makes and models of motorcaravan. We have classic and modified policies for VW campers all the way through to modern motorhome policies for a top-spec American fifth wheeler RV.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How long can I take temporary motorhome insurance out for?
We offer temporary cover for as long as you need, all the way up to a year. This is when you’d then need to take out our regular annual motorhome or campervan insurance policy.
Note that if you need instant comprehensive cover, you can take this out for between seven and 30 days.
FAQs
What does short-term motorhome insurance include?
Our temporary motorhome insurance includes the following as standard. We’re also able to tailor the cover to suit your needs.
- Audio cover for equipment with a value of up to £400 as standard
- Up to £1,000 windscreen cover on selected policies
- Includes up to 90 days’ cover for travel in the EU
- Contents cover can be included on your policy
- Some schemes can include non-standard content cover
Why take out temporary motorhome insurance with Adrian Flux?
Not only does our short-term motorhome insurance provide you with the ideal platform for motoring holidays and short-term ownership, but it also offers all the benefits and protection that you could expect from any of our full policies.
- Seven to 30 days’ instant comprehensive cover
- Claims on temp cover don’t affect your NCB on your annual motorhome insurance policy
- Instant cover from the moment you take out a policy
- We compare deals from a panel of over 30 insurers
- Cover for all types of motorhomes
- Discounts of up to 15% for club members
- Insurance for drivers aged 22 to 74
- Covers vehicles valued up to £25,000
- Versatile cover for either comprehensive or TPFT
- Cover available for left-hand drives
When can I take out temporary motorhome insurance?
If you need short-term cover, chances are we can help you. Just some of the reasons you might need cover include:
- You don’t use your motorhome often enough to justify all-year-round protection
- You’re taking your motorhome to an event or rally and are only planning on using it for a few days
Can I get temporary motorhome insurance if I’m under 25 years old?
We’re one of very few insurance providers that can offer short-term campervan and motorhome insurance to under 25-year-olds. Our temporary cover can be taken out by drivers as young as 22, meaning your next motorhome holiday could be closer than you think!
Can I get temporary insurance for an additional family member to drive the motorhome?
Yes, you can take out either separate temporary motorhome insurance for your family member or add them to your policy as a named driver.
What’s the difference? If your family member gets into an accident while driving and needs to make a claim, taking out separate cover for them helps protect your NCB. If, on the other hand, you’ve put them down as a named driver on your own policy, you’ll have to claim on your own insurance and risk your own NCB.
Can I get temporary motorhome insurance if I’m hiring a vehicle?
We also offer self-drive hire insurance, which covers you when you hire a motorhome or caravan. Note that this is a different policy from our short-term motorhome insurance, so will include different features – call us for more information.
Can I get European breakdown cover while I’m travelling in my motorhome or camper?
Yes, our motorhome breakdown cover includes access to European roadside assistance and recovery specialists. This makes it ideal for those who are travelling in the EU on holiday.
Can I drive a motorhome on my car insurance?
Your motorhome will likely not be covered by your car insurance policy. Even if you have a multi-car policy, most other companies don’t tend to cover different kinds of vehicles on the same plan.
If you’re looking for a multi-car policy that covers a range of vehicles, we’re one of very few companies that cater to this. Give us a call, tell us your situation, and we’ll do our best to help!