Save Money on Car Insurance
Our policies for younger drivers are already amazingly cheap, but you could save yourself even more money if you follow our simple tips for getting the best possible premiums. For younger drivers that will mean a saving of hundreds, or even thousands of pounds.
- Will you only drive a few thousand miles a year? Tell us, so we can get you onto a limited mileage policy. We also have special policies for show cars.
- If you’ve passed your test recently, get yourself a PassPlus or IAM qualification and we can knock 25% – usually hundreds of pounds for teenaged drivers – or even more off your premium. These schemes give the novice driver additional skills and have been shown to vastly reduce the likelihood of accidents involving drivers who have taken it. And that means cheaper insurance.
- Got mods? Make sure you tell us about all modifications to your vehicle, even if they don’t enhance performance. Some mods might even reduce your premium. Most importantly, you will also get like-for-like cover on all your upgrades, so you won’t have to fork out again if you need to make a claim.
- If you’ve been riding a moped, scooter or other motorcycle, we’ve got some great news for you – we can now accept motorcycle no claims bonus for use against car policies.
- Don’t forget to tell us about your top-spec ICE system if it’s non-standard!
- Spent thousands bringing your ride up to scratch? We can assess your car and agree cover for its true value, so you won’t get a nasty surprise if you need to make a claim. We can even offer agreed valuation over the phone in many cases.
- Are you in an owners club or online forum? If not consider joining one. People who are enthusiastic about their car and learn all they can about it will take better care of it, which is why you could get an extra discount of up to 15%.
- Do you go on rallies or meets? Track day cover can be arranged as needed on many policies.
- Keep your car garaged if you can, and install the best alarm system you can afford and you’ll pay less.
Even if your car is not particularly out of the ordinary, our brokers can still save you money. Because our staff are used to finding a policy to suit unusual and even completely unique cars and motorbikes, they know which insurers offer the best policies and at prices to suit almost any budget.
We don’t believe in a one-size-fits-all policy, that’s why all our policies are designed to suit each customer’s individual needs. We offer flexible and competitive quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last we will do our very best to beat the cheapest quote you get.*
Quicker & Cheaper rates by phone complete the call me form during office hours for an immediate, no-obligation quote.
* On a like for like basis, subject to normal underwriting acceptance.
Available on certain schemes. ** Sample quotes are for premiums as stated covering drivers with a clean license and full No Claims Bonus (unless stated otherwise). These illustrative quotes, valid as at 28/04/2006, are provided for information only and do not form the basis of any contract or tender. Policy excesses differ, dependent on risk and scheme.
Get a Car Insurance for Young Drivers Quote
Get a free Car Insurance for Young Drivers quote
And if you drive something with a bit of poke, you can bet they’re breaking out the crystal in celebration of the massive wodge of your cash they’re about to get their grasping fingers on.
And if you’ve had the nerve to spend your hard-earned money on making your car the envy of your manor, you’ve probably heard them suppress a snigger as they tell you that they won’t cover your mods, and will only give you ‘market value’ if some muppet writes off your pride and joy.
What a rip off!
Well, here at Adrian Flux, we agree. When you ring us, you can be sure that we’ll pull out all the stops to get you the best deal.
We know that the other insurers have got modders all wrong, because drivers who love their cars as much as you do, take extra special care of them and that means you’re less likely to make a claim.
We also know that, given the choice, thieves prefer to take inconspicuous cars like your dad’s dark saloon, rather than a blinged up hatchback decked out in lime green with gold sparkle.
And because we know all this we can give you a cheaper quote.
What’s more, when you call us, you won’t get a computer rate in a Calcutta call centre. You’ll be speaking to a knowledgeable car enthusiast, fully clued up on all the latest gear and mods – and when you get your quote you can tell those other insurers to Flux right off!
Check out our Sample Quotes
These genuine example quotations on some typical vehicles give some idea of how competitive we are. To find out how much you could save, get your own quote now – we’ll even call you free!
Modified Ford
Escort RS Turbo
Alloys, Dump Valve
Male, 21, NR1, 2 SP30 convictions.
3 Years NCB.
£750 fully comp
OR £550 TPFT
2002 Seat Ibiza
Cupra 20v Turbo
Male engineer, 25, SA7,
2 SP30 convictions.
Car owned 1 year.
Maximum NCB Protected.
£400 fully comp
Modified Peugeot
205 GTi 1.9
Lowered, Alloys, Exhaust Kit
Male, 25, CW1
Car owned 1 year.
4 Years NCB
£400 fully comp
OR £250 TPFT
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
