Affordable Insurance for 4×4 Kit Cars
From a Land Ranger to an MEV, from a Jago Sandero to a Dakar Range Rover kit car, from a Suzuki based Amphijeep to an MK4x4 . If you can build it, we can cover it!
Whether you bought your offroad kit as a ‘project’, a hobby or simply to have fun driving it through some mud, you’re going to have some individual needs as a 4×4 kitcar owner. You probably want to do some green laning or off-roading and we can offer cover that includes activities like these. And we also offer:
- Agreed valuations many insurers will only pay out the ‘market value’ of your kit car if you suffer a total loss. With a kit car, market value is often difficult to determine, and kitcars are often undervalued by non-specialists. We can assess your car and agree cover for its true value, so you won’t get a nasty surprise if you need to make a claim.
- Goods In Transit cover to cover you collecting your kit car, parts and tools from the manufacturers.
- Multi-vehicle cover most kit car owners own at least one more car. We can cover all of your vehicles, for a single low premium, and because we know that kit car drivers are a good risk, we can usually offer a very competitive price.
- Build Up Cover so your kitcar and its parts are fully protected from theft or mishap during assembly.
- Limited Mileage discounts the fewer miles you drive, the more you can save, from as little as 1,500 miles.
- Green Laning / Off Road Activities are covered on some policies
- Track Day / Rally cover can be arranged on application, depending on the policy taken.
- Owner’s Club Discounts If you belong to a recognised owners club or enthusiasts’ forum, you will receive a discount of up to 15%, depending on the policy taken.
Get an Off Road Kit Car Insurance Quote
Get a free Off Road Kit Car Insurance quote
Quicker & affordable rates by phone complete the callback form during office hours for an immediate, no-obligation kit car insurance quote.
This list is not exhaustive, we are able to cover over 300 kit manufacturer’s products. If your car is not listed here we can probably cover it we also have special schemes for American Car Insurance , Classic Car Insurance , Current Standard Car Insurance, Import Car Insurance , Modified Car Insurance Camper & Motorhome Insurance and 4×4 vehicle Insurance .
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
