Specialist Insurance for Northern Ireland
We have created a range of schemes to address these issues, and we are confident that our rates are very competitive for residents of Northern Ireland.
Historically, there have been valid reasons for insurers’ shyness in offering cover to vehicles in Northern Ireland. Sectarian violence may have played a part, but there were other reasons that had more of a bearing. As the only part of the UK with a land border, insurers feared the implications of cross-border claims in Ireland. Additionally, with most insurers networks of repairers, parts suppliers and assessors being based in Great Britain, there was also an issue with servicing claims effectively.
These issues are now largely irrelevant. Close EU co-operation means that claims jurisdiction is not the problem it once was, and vastly improved transport and distribution links means that claims can be resolved more easily. And with the vastly improved political situation in recent years, there is now no excuse for overpriced insurance in Northern Ireland. Taking this all into account, we found when we looked at the figures that residents of Ulster were still paying over the odds for their car insurance, motorcycle insurance and home insurance.
So we did something about it, and with our insurance partners we have created exclusive schemes tailored to residents of Northern Ireland, and their own particular needs.
We have specialist teams catering for:
Get a Northern Ireland Car Insurance Quote
We also have extra Discounted schemes for:
- Young Drivers Insurance
- Womens Car Insurance
- 50+ Insurance
- Convicted Drivers Insurance
- Comprehensive cover
- Third Party Fire & Theft
Don’t put up with unnecessarily high prices. You have nothing to lose by shopping around, and as a specialist broker, we design our insurance schemes to suit your needs. All our staff are highly trained and have a high degree of knowledge in getting you the best deal. This is not an on-line quotation system using computer rates. Instead each risk will be individually calculated by a trained underwriter, who will work hard to find the best price for the right cover. Please note that our sales staff are insurance experts and car enthusiasts, not just button pushers and along with our tailor made schemes we believe we offer the best quotation service around.
Quicker & affordable rates by phone – call free on , or complete the call me form during office hours for an immediate, no-obligation quote.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
