Why choose Adrian Flux for Mustang insurance?
As a specialist Mustang insurance broker with over 50 experience providing cover for all types of vehicles, including imports and classics, we know that if you’ve invested in a Mustang, chances are you’re a muscle car enthusiast who will treat your pride and joy well. As a result, we offer cover for all Mustang models and all types of drivers:
- Cover for all Mustang models, from imports to UK-manufactured models
- Cover for all types of drivers, including young motorists
- High-performance models can be covered too, including the Shelby GT500, the GT and the Mach-E
- Cover for limited edition models, such as the 1966 Sprint 200 or SVT Cobra R
- Like-for-like cover on modifications
- Classic Mustang insurance available
- Agreed value cover on your vehicle
- Can help you get a better quote for your muscle car than standard insurance providers
- Great discounts for limited mileage policies, car club members, and more
- Optional extras available so you can get a tailored policy
- Cover for track days and wedding hire
- FREE legal cover on all policies

Get a Mustang Car Insurance Quote
Are Mustangs expensive to insure?
In general, Mustangs are more expensive to insure than other vehicles, especially if you get a quote from a standard insurance company, but thankfully as a specialist insurance broker we work a little differently. We understand that if you’ve got your heart set on buying a Mustang, you’ll probably treat it well and you might not use it as your daily driver. As a result, we’re able to work a little differently from other insurance companies and can get you a quote where others cannot.
The cost of your Ford Mustang insurance will of course depend on a number of factors, including the model you’ve purchased, your driving history, whether you’ve driven similar vehicles before, and how often you use your Mustang.

Can I get Mustang car insurance as a young driver?
As a specialist insurance broker, we’re one of very few companies that can cover drivers aged between 18 and 21 years old cover fof these beautiful muscle cars. That’s because we treat young Mustang drivers a little differently than most other insurance companies. We know that if you’ve decided to buy a Ford Mustang, you’re probably a car enthusiast that will treat your pride and joy well. As a result, we can get you a quote where others cannot.
How much is insurance on a Mustang for 18 to 20-year-olds?
Most young drivers will face higher insurance costs, especially for Mustangs, which typically have higher horsepower than most standard cars. You can always call us for a quote before you decide to purchase the Mustang. If your heart’s set on getting a Ford Mustang, it’s a good idea to follow our tips on saving money to get a better insurance deal.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Mustang Car Insurance Quote
How can I save money on my Mustang insurance?
There are a number of ways to save on insurance for your Ford Mustang, including:
- Take out a limited mileage policy – ideal if the muscle car is your second vehicle
- Park in a garage or driveway to prevent your car from being stolen
- Install security precautions such as a tracker or dashcam to improve safety
- Join a car club or forum – we offer up to 15% off your premiums
- Have previous experience driving high-powered vehicles

Can I get classic Mustang insurance?
Yes, as specialists in classic car insurance, we’re able to cover all types of classic cars, including American classics like the Mustang. So whether you own a restored 1964 Mustang or an early 2000s model, don’t hesitate to get in touch.

Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
What insurance groups are Ford Mustangs in?
As Mustangs are sporty by nature, you’ll find most Mustangs in relatively high insurance groups ranging from 39 to 45. Many GTs are at the higher end of that scale in insurance groups 43-45, whereas Mach-Es are found in groups ranging from 37 to 42.