Modified 4×4 Insurance
We offer high quality, low cost comprehensive insurance no matter what 4×4 you drive and no matter how you have modified it.
From roll cages, spoilers and flared arches to snorkels, spot lights and full LPG conversions, Adrian Flux will have a bespoke insurance deal for you and your car no matter how it is customised. And most policies come with green-laning and off-roading included as standard.
Our modified insurance deals are designed to suit each customer’s personal needs and we have bespoke policies for covering everything from ex-MOD Land Rovers to imported Pajeros, including pick up insurance, Q-plated vehicles, kit 4x4s, classic off-roaders, SUVs and luxury models.
We are confident that we offer the best modified 4×4 insurance on the market with flexible and competitive quotes sourced from a panel of more than 40 insurers.
Don’t waste time ringing round to gauge the modified 4×4 insurance market when we can do it for you. But if you do ring round, call for last and and we will pull out all the stops to beat your cheapest quote.

Get a Modified 4×4 Insurance Quote
Get Modified 4×4 Insurance
Our modified 4×4 policies can include:
- Green laning and off road cover included
- Protected no claims discount
- Agreed value available for classics
Cover is also available for:
- Grey imports
- US & EU imports
- Left-hand drive 4x4s
- Ex-military 4x4s
- Q Plated vehicles
- Special Land Rover insurance schemes
- Special Jeep insurance schemes
Extra modified 4×4 discounts are available for:
- Agreed limited mileage deals
- Owners Club Members
- Garaging and Thatcham-assured security precautions
- Older vehicles
- Verified experience of driving your four wheel drive.
Come to the modified 4 wheel drive insurance specialists
Our experienced team know all about off road and four wheel drive cars and the people that own them and they will work out a quote unique to you and your car. We are confident we offer the best modified 4×4 insurance quotation service available.
Quicker and cheaper modified 4×4 insurance rates are available over the phone – to get an immediate, no obligation quote, request a call back at a time that suits you.

Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
SORN & Build Up Cover
Laid-up Insurance, SORN Insurance and Build-up Cover
Even when your car is unused and parked in a garage, it can be damaged by accident or by fire and can even be targeted by thieves and criminals. To help keep your motor intact while you aren’t using it, we can offer laid-up insurance.
From kit cars being built to SORN insurance, cars laid-up in need of repairing, to ones you only use seasonally – whatever your reason for keeping a vehicle off the road, we can find you cover.
We are also able to offer insurance for cars that won’t be used on the road, but aren’t laid-up. We have policies available for track cars, show cars and even purely off-road cars (vehicle must have a unique identification number, such as a chassis or engine number); as long as you won’t be driving on the road you could get discounted insurance to help cover your motoring hobbies.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Track Days
Track Day Insurance
Track days can be thrilling, whether you are part of a car club, or with a group of friends. The majority of car insurance providers do not cover track events, so it is important you have specialist track day insurance for when you and your car are tearing up the tarmac.
Adrian Flux are pleased to offer cover for a wide variety of track day events from just 19.00 per day, making this fun-filled hobby more accessible and affordable for all.
Track day events insurance includes cover for the following:
- Track days
- Hill climbs
- Drag strips