Why choose Adrian Flux?
Adrian Flux offers insurance for mobility scooters that is designed around your needs, and costs surprisingly little, rates start from around £5 a month. High quality insurance will protect you against costs that could amount to thousands, should the worst happen, and provide you with assistance when you need it.
We also offer car insurance for disabled drivers.
Get a Mobility Scooter Insurance Quote
Comprehensive Mobility Scooter Insurance
Mobility scooters offer life-changing liberation to people with disabilities. If you own one, you’ll know that being without it for any length of time doesn’t bear thinking about.
But losing your scooter is not the worst that could happen. If you are found to be responsible, or partly responsible, for causing an accident, then you could be deemed liable for costs running into many thousands of pounds.
Benefits of mobility scooter insurance with Adrian Flux:
- Cover for all powered mobility equipment including mobility scooters, power chairs and electric wheelchairs. Adapted manual wheelchairs with equipment such as Alber e-fix or PDQ Power Trike attachments.
- Third party liability cover up to £2,000,000
- Mechanical Breakdown cover available as an option (includes get you home expenses, and the cost of hiring a replacement scooter)
- Extended theft cover available for mobility scooters kept outdoors
- Lost key cover available
- Cover for up to 60 days overseas use (some restrictions apply in USA and Canada)
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Mobility Scooter Insurance Quote
Do I need mobility scooter insurance?
Mobility scooter insurance is not obligatory, but it is sensible to consider taking a policy to protect your prime asset and your interests.
The DVLA said: “Although it is not a legal requirement, it is strongly advised to have mobility scooter insurance. Suitable schemes are not too expensive and are available to cover your personal safety, other people’s safety and the value of the vehicle.”
Adrian Flux has a team of trained insurance underwriting experts, who are able to talk you through your options and assist you with a quotation with minimal hassle.
FAQs
Who can drive a mobility scooter?
Government guidelines state that you can only use a mobility scooter if you:
- have difficulty walking due to an:
- injury
- physical disability
- medical condition
- are taking the mobility scooter to or from a maintenance or repair appointment
- are demonstrating the vehicle before it’s sold
- are training a disabled user on how to use it.
Which mobility scooters do you cover?
We cover a range of mobility scooters – sometimes known as invalid carriages – from those you can use on the road (class 3 scooters) to those that can only be used on pavements (class 2 scooters). If you haven’t purchased a scooter yet, see our blog for a round up of the best mobility scooters.
Do I need to take a test to get mobility scooter insurance?
Not necessarily, though if you have taken a course this could help reduce your insurance premiums. Find out more about the various safety courses available across the UK in our blog.