Insurance for Micro Cars
Micro cars can be very economical, efficient and practical – a fantastic way to get around whilst saving on motoring costs. Ideally suited to being driven around busy city streets and making use of cramped parking bays, micro cars provide the comfort and conveniences of a full-sized modern car in an affordable, reliable and stylish package.
The microcars popularity is testament to just how practical, versatile and chic they can be; providing reliability and low running costs to motorists across the decades, leading to the sleek, modern cars of today. Microcars can also often be safer than standard cars, as well as cheaper, with lower top speeds than regular vehicles meaning that any accidents are often less severe.
Many microcars now also embrace recent green technology, coming with electric or hybrid engines, as well as often having conventional options. We can cover all sorts of modern microcar, so not only will you be able to save money on lower tax and fuel costs, but potentially make big savings on your insurance with us too.
The micro car manufacturers we can insure as standard include:
- Aixam
- Ligier
- Maranello
- Micro Car
- Piaggio
- Reva
- Smart
We can also quote for micro car insurance for other modern and classic manufacturers not on the standard list; just get in touch to find out how we can help.

Get a Micro Car Insurance Quote
Micro car insurance policy features
Our policies are designed to offer you the best in both value and protection, and just some of the features of our micro car insurance policies include:
- Limited mileage discounts
- EU Cover
- Diesel, petrol or electric vehicles
- Cover for drivers from 16 years old
- 16 year old drivers can also receive cover for Aixams
Affordable, green and safe, microcars are becoming more and more common on Britain’s roads, and we are able to provide cover for any that you drive. With a range of cover levels available and a whole host of optional extras, discounts and bonuses, we can find the ideal policy for your exact make and model, giving you the ultimate in protection.
To find out more about out microcar insurance, and to speak to one of our trained professionals, give us a call today on 0800 369 8590 , click the quote button or use the callback button above.

Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .