Lotus Elise: a nimble roadster
After the Lotus Elan was discontinued, the Elise joined the roster of cars produced by British manufacturer Lotus in 1996. Lightweight but powerful, the roadster is a cult classic among a number of car enthusiast groups.
It won a number of awards during its time in production, including Autocar’s Best Driver’s Car (2001) and Top Gear Magazine’s Best Sportscar (2004). Since its discontinuation in 2021, many consider the Elise a future classic car.
Get a Lotus Elise Insurance Quote
How much does Lotus Elise insurance cost?
It can be difficult to say exactly how much your Lotus Elise insurance will cost. This is because there are a number of factors besides the vehicle you drive that go into working out the cost of your premium. Factors include how long you’ve been driving, your driving history, your location, and more.
If you want to find out how much your Elise insurance will cost, speak to us for a quote. With access to over 30 insurers – many of which you won’t find online – we can compare quotes and find you the best deal based on your needs.
What insurance group is the Lotus Elise in?
Lotus Elise models are generally found in insurance groups between 42 and 48. This is on the higher end of the scale, which ranges between one and 50, meaning you might find the cost of your insurance is comparatively high.
Thankfully, we’re able to cover you for less – speak to us for a fast and affordable insurance quote.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Does the Elise count as a classic car on insurance?
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Why choose Adrian Flux for Lotus Elise car insurance?
Whether you’re based in Northern Ireland, England, or another part of the UK, our 50 years of experience can help you get an affordable Lotus Elise car insurance quote. Plus, as a specialist insurance broker, we can tailor cover to suit your needs and budget. Cover can include:
- Agreed value cover
- Total loss protection
- Cover for modifications
- Free legal expenses up to £100,000
- Cover for track days and rallies
- Up to 90 days’ cover in the EU or further afield
FAQs
Can I get Elise insurance as a young driver?
Although many insurance providers don’t offer roadster car insurance to young drivers, we work a little differently. As a specialist insurance broker, we understand that if you’ve decided to take our young driver insurance on a Lotus Elise, you’re probably a car enthusiast who’ll treat your pride and joy with all the care and attention it deserves.
So whether you’re an 18-year-old who’s just passed your test or you’re 21 and already have a few years’ experience on the road, speak to us for a quote.