Lotus cars: sports cars and racing cars with incredible handling
Founded by Colin Chapman in 1948, Lotus – and its sister company Team Lotus – quickly became known for creating incredibly fast and light performance vehicles to use in town and on the track. And over 75 years later, the marque is going from strength to strength. Its incredible array of models include the Lotus Seven, the Espirit, the Evora, and the Elan.
Get a Lotus Car Insurance Quote
How much does Lotus insurance cost?
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just 70.00 a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just 23.00 a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car & Van Insurance
Protect yourself from liability costs with our public liability car and van insurance, available from 19.99. Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as 15.00.
Save money on Lancia insurance
We offer discounts in a number of circumstances. The following can help you save money on your Lotus insurance – let us know if any apply to you:
You’re a member of an owners’ club or forum
If you belong to a recognised Lotus owners club or enthusiasts’ forum, you could receive a discount of up to 15% on your quote.
You can keep your car in a secure place, such as a garage
This helps prevent the vehicle from being targeted by thieves or vandals.
You drive limited miles
If you have another car you use to get around and you only do a couple of thousand miles in your Lotus each year, let us know. This will lower the risk associated with your car.
You’ve built up a no claims bonus (NCB)
If you’ve built up a no claims bonus over the last few years, you’ll probably find that your insurance premiums will decrease significantly.
You have experience driving other performance cars
Let us know if you already have experience driving high performance cars and this could help reduce your insurance premiums.
Get a Lotus Car Insurance Quote
Can I get Lotus insurance as a young driver?
Yes, we offer Lotus insurance to young drivers. Whether you’re 18 years old and you’ve just passed your driving test or you’re 21 with a few years of driving experience under your belt, call us for a quote.
Whilst many other insurance companies won’t cover younger drivers, we know that if you’re forking out the money to buy a performance vehicle like the Lotus, you probably have a passion for cars, meaning you’ll treat it with the care it deserves. As a result, we can help cover your Lotus sports car.
How can I save money on my Lotus insurance?
Looking for affordable Lotus insurance that doesn’t compromise on quality? If so, choose Adrian Flux. We’re a specialist Lotus insurance broker, meaning we operate independently of insurers and can often cover you where other insurance companies struggle. This includes cover for high-performance sports cars like the beloved Lotus.
Plus, we offer bespoke cover to suit your needs. And when we say bespoke, we mean it. We have a wide range of extra benefits that can be added to your policy, including agreed value cover, track day cover, and more.
FAQs
How much is insurance on a Lotus Elise?
Most Lotus Elise models from 1996-2000 are in insurance groups between 36 and 40, while those made from 2000 are between insurance groups 42 and 48.
As a result, insurance for a Lotus Elise might be on the more expensive side, though this does depend on your driving history, location, profession, and other factors. Lotus Elise insurance for an 18-year-old with no NCB is likely to be more expensive than performance car cover for someone in their 40s who has 20 years of no-claims driving under their belt.
Whatever your situation, a Lotus Elise insurance specialist like us can help you get insurance for less. Speak to us over the phone for our best quotes.
Which insurance groups is the Lotus Exige in?
The Lotus Exige is generally found in insurance groups ranging from 46 to 50.
How much is Lotus Elan insurance?
The Elan is in a lower insurance group (30) than most other Lotus cars, meaning insurance is likely to be more affordable compared to other Lotus sports cars.
The price of your insurance will depend on a number of factors, including how many years you’ve been driving, your driving history, and your profession. If you’re looking to get an insurance quote before making a purchase, give us a call for a free, no-obligation quote.
How much is Lotus Evora insurance?
Evora models range from insurance group 47 to 50, meaning they can be fairly expensive to insure, though this will also depend on information about yourself too, such as your driving history, location and profession.
For an affordable Lotus insurance quote, speak to the UK’s largest specialist motor insurance broker, Adrian Flux. Just call us and we can get you a free, no-obligation quote.
Other reasons to choose Adrian Flux include:
Never speak to a call centre overseas; all our insurance experts are based in the UK.
Get exclusive deals through Adrian Flux that you can’t find with any other broker.
No complex systems; simply speak to a member of staff, who’ll do all the legwork for you.
Our experienced sales team are knowledgeable in specialist insurance areas.