Why choose Adrian Flux for learner driver insurance on your parent’s car?
If you’re learning in your parent’s car, you’ll want to complete your test in record time to gain the freedom that comes with passing your test. Our flexible cover:
- Allows you to gain more experience on the road with family and friends without having to pay an instructor
- Can be taken out for just a few days, weeks or months, or for a full year
- Offers fully comprehensive cover for vehicles up to insurance group 45, valued for less than £30,000
- Allows you to build up your no claims bonus (NCB), resulting in cheaper black box or new driver insurance when you pass
- Can be used for all stages of your learner driver journey, from your first lesson to your driving test
- Optional extras available, such as excess protection, breakdown cover, and personal accident cover
- Flexible payment options and plans available
Get a Learner Driver Insurance on Parent’s Car Quote
Can I get learner driver insurance on my parents’ car?
Whether you need learner driver insurance on your parents’ car or your own, we can help. We can provide you with your own learner driver insurance policy so any claims you make don’t affect your no claims bonus.
How do I get insurance on my parents’ car?
Whether you need learner driver insurance Simple give us a call to take out insurance on your parents’ car and we can get you a fast and affordable quote. We’re able to compare quotes that aren’t on the comparison sites, meaning we’re often able to get you cheaper cover than you might expect.
How much is it to get insured on my parents’ car?
This depends on whether you’re being put on your parents’ insurance policy as a named driver or you’re taking out your own learner driver insurance policy on your guardian’s car.
Although it might be cheaper to be put on your parents’ insurance policy as a named driver, you won’t be able to reap the future benefits that your own learner driver insurance policy provides, such as building up your own no claims bonus.
Insurance for learners on your parents’ car can be surprisingly inexpensive – we’re able to offer cover from just 65p a day, and can provide flexible cover depending on how long you need to take out the policy for. Call us for a quote to see how much you could save.
Get a Learner Driver Insurance on Parent’s Car Quote
When I pass my test, can I get young or new driver insurance on my parents’ car?
Yes – let us know once you’ve passed your test and we can provide you with affordable young or new driver insurance on your parents’ car. We offer black box insurance without the curfews or limitations that are typical with this sort of policy. You could save up to 60% on your renewal premiums by taking out a policy with us, making it ideal for those who have recently passed their driving test and are facing high insurance premiums.
Extra Benefits
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
Can I add my car to my parents’ insurance?
If your parents will be driving your car, they can be insured on your vehicle. However, it’s important to note that if you’ll be the main driver, you will need to take out your own insurance and should not be added to their insurance as a named driver. This is a legal offence called fronting and could void your insurance policy if you’re caught doing this.
Can I be put on my parents’ car insurance?
You can be added as a named driver on your parents’ car insurance. However, as a learner driver, this can raise your parents’ premiums, especially if you end up needing to make a claim on their insurance.
Even if you use their car to practise driving, taking out your own insurance can be beneficial. For one, it can help you build up a no claims bonus, which can result in cheaper insurance premiums when you pass your driving test. It can also help prevent your parents’ insurance premiums from being affected in the event you need to make a claim.
Can I borrow my parents’ car without insurance?
No, driving without insurance is a very serious motoring offence and could get you between six to eight penalty points on your driving licence, as well as a fixed penalty of £300. In addition to this, your parents’ car could be seized and potentially destroyed. Read more about the consequences of driving without insurance in our blog.
Can I drive my parents’ car with my own insurance?
Yes, you can take out your own policy on your parent’s car even if they already insure it. In fact, this might be the best way to ensure you have the right insurance in place without affecting your parents’ NCB.
Can I use my parents’ address for car insurance?
You can only use your parents’ address for your car insurance if you live with them at their property. If you put your parents’ address down and it’s not your main residence, this could void your insurance if your insurance company finds out.