How much does it cost to insure a Land Rover Defender?
The Land Rover Defender is quite possibly one of the most versatile vehicles available. This makes it difficult to say exactly how much your insurance will be. For instance, someone who uses their Defender as an everyday vehicle will likely have a different premium than someone who uses it for work, so it depends on how you choose to use your 4×4.
There are also a number of other factors involved with calculating your premiums, such as your driving history, any no claims bonus you’ve built up, and your location. If you want to know how much your Defender insurance will be, call us for a free, no-obligation quote.
Get a Land Rover Defender Insurance Quote
How can I reduce the costs of my Defender insurance?
At Adrian Flux, we can offer discounts on your insurance for a number of reasons. This includes:
Previous experience driving 4x4s like the Defender
Choosing a limited mileage policy
Joining an owners club or forum (up to 15% off)
Adding security precautions like dash cams
Keeping your car in the garage
Passing extra qualifications like PassPlus and IAM RoadSmart (up to 15% off)
Building up an NCB, even if it’s expired or from a different country
Previous experience driving 4x4s like the Defender
Choosing a limited mileage policy
Joining an owners club or forum (up to 15% off)
Adding security precautions like dash cams
Keeping your car in the garage
Passing extra qualifications like PassPlus and IAM RoadSmart (up to 15% off)
Building up an NCB, even if it’s expired or from a different country
Why choose Adrian Flux for Land Rover Defender insurance?
A vehicle as unique as the Defender deserves an insurance policy that can keep up with it. And that’s exactly what we offer. As a specialist insurance broker with 50 years of experience in providing tailored cover to motoring enthusiasts, we’re in a great position to provide cover that’s tailored to your specific needs. Just some of the extra benefits we offer include:
- Cover for off-roading and green laning
- Agreed value cover
- Total loss protection
- Cover for modifications
- Free legal expenses up to £100,000
- Cover for track days and rallies
- Up to 90 days’ cover in the EU or further afield
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Can I get Defender insurance as a young driver?
If you’ve just passed your driving test at 17 years old and you’re loking to insure a classic Defender 90 or the latest 130, we can help. At Adrian Flux, we know that if you’ve chosen the Defender to be your first vehicle, chances are you’re an enthusiast and you’ll treat your vehicle well.
Of course, car insurance for young drivers is often more expensive than for those with a proven driving record and no claims bonus, but we’re more equipped than others to provide you with affordable cover.
What insurance group does the Land Rover Defender 90 fall under?
Defender 90s tend to be in relatively high insurance groups ranging from 27 to 48. That being said, modern classic Defenders are often found in lower insurance groups, so if you’ve got your heart set on a model from the 80s, 90s or noughties, you might find that your insurance isn’t as high as expected.
What insurance group is the Land Rover Defender 110 in?
The Land Rover Defender 110 is often found in insurance groups between 31 and 49. Classic Defender 110s are also usually in lower insurance groups.