Kit Car and Replica Car Insurance
Adrian Flux is the UK’s number one kit car insurance specialist, and we have been insuring all types of kit cars and vehicles you build from scratch for 50 now. Because we have a wide range of specialist kit car insurance schemes, from a number of leading insurance providers, we are able to offer cover for many situations, including young drivers, powerful cars, classic kit cars and even offer track day cover on some policies.
From a Caterham Seven to a Dax Tojeiro, from a VW Baja Bug to a Land Ranger 4×4 kit car, from a replica Ferrari 355 to a four-poster bed on wheels. If you can build it, in most cases we can cover it!
With over 50 years of experience in arranging insurance for every kit and self-build car imaginable, we will tailor a kit car insurance policy as individual as your vehicle.
Our many years in the field have enabled us to gain a vast knowledge of the kit car market, we know the needs of the kit car owner and deliver tailor made and well tested insurance policies providing cover from build to road.
Whether you are collecting, building or driving your kit car, in most cases Adrian Flux has a policy for you. What’s more, we have members of staff who have built and run their own kit cars, so we know exactly what you want from your policy.
We have special schemes covering Caterham, Westfield, Dax, Mini based kit cars, Robin Hood, Lotus Seven Replicas. Cobra replicas, Beauford, Lomax & Quantum, Mini replicas, Mini Mokes and Mini Scamp models to name just a few of the 300 plus makes we currently insure.
Get a Kit Car and Replica Car Insurance Quote
Tailored kit and replica car insurance from kit car specialists
Whether you bought your kit car as a ‘project’, a hobby or simply to have fun driving it, we understand the particular needs that kit car owners have from an insurance policy. That’s why we could offer:
- Agreed valuations – can be arranged on application, depending on the policy taken. Many insurers will only pay out the ‘market value’ of your kit car if you suffer a total loss. With a kit car, market value is often difficult to determine, and kit cars are often undervalued by non-specialists. We can assess your car and agree cover for its true value, so you won’t get a nasty surprise if you need to make a claim.
- Goods In Transit cover – to cover you collecting your kit car, parts and tools from the manufacturers.
- Multi-vehicle cover – most kit car owners own at least one more car. We could cover all of your vehicles, for a single low premium, and because we know that kit car drivers are a good risk, we can usually offer a very competitive price.
- Build Up Cover – so your kit car and its parts are fully protected from theft or mishap during assembly.
- Limited Mileage discounts – the fewer miles you drive, the more you can save, from as little as 1,500 miles.
- Track Day / Rally cover – can be arranged on application, depending on the policy taken.
- Owner’s Club Discounts – If you belong to a recognised owners club or enthusiasts’ forum, you will receive a discount of up to 15%, depending on the policy taken.
Due to the type of vehicles we insure, all our policies are designed especially for the out of the ordinary and our staff have a high degree of knowledge in this field. They will calculate your premium individually, using their expert knowledge of the many insurance schemes on offer. When you call us you will be speaking to a knowledgeable enthusiast, based in the UK, rather than a computer rate from a foreign call centre, which doesn’t know a Caterham Seven from a Mini Moke. Along with our tailor made Kit Car and build your own car insurance schemes we believe we offer the best quotation service around.
Quicker & Cheaper rates by phone – complete the call me form during office hours for an immediate, no-obligation kit car insurance quote.
Some of the many kit car types we can cover include:
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
