Car Insurance for Carers
Those who could benefit from disability car insurance include:
- Parents with disabled children
- Insurance for carers
- Insurance for family members and medical professionals
- Insurance for disabled drivers who require a carer or a team of carers
Insurance for carers of disabled people
Adrian Flux has more than 50 years’ experience to help ensure you and your vehicle get the protection they deserve at a price that you can afford. Frequently, cover offered by mainstream insurers is confined to a limited number of named driver. This can be a major hassle if you have a team of carers who may change from time to time, or during holidays. That’s why we offer optional any driver cover.
Another common obstacle is that many insurance companies don’t like named drivers on standard car policies to be family members under 25. Adrian Flux can accommodate young named drivers who need cover to transport someone with a disability.
Benefits of insurance tailored to carers
We are confident that the carers insurance policies we offer are suitable for almost all situations and have great features designed for your precise needs, including:
- Like-for-like cover for any adaptations or modifications to your vehicle
- Up to £1,500 cover for a manual wheelchair in the car
- Cover for family, friends and carers to drive your vehicle
- Any driver cover available
- Cover for young disabled drivers from 16 upwards
- 90 days European Green Card cover
- An appropriate courtesy car in the event of an accident (subject to availability)
- Motability claim-free driving accepted in lieu of NCB
- Wheelchair Accessible Vehicles (WAV) cover available
- New for old cover on adaptions
Get a Disability car insurance for personal assistants and carers Quote
Why you might need insurance for carers
- A carer or assistant drives your car regularly or occasionally
- You may need more than one person to drive your vehicle
- You need a young driver to be able to drive your car
- You may require cover for family members and medical professionals
- You may need insurance for any driver to drive your adapted car
We want you and your carer to feel protected so we ensure that the policy is tailored to your needs. Our team of specialist underwriters work hard to find the best deal at a price that’s right for you.
Call to find out how much you could save on your motor insurance for carers of arrange a call-back at a time that suits you.
FAQs
What car insurance does a carer need?
This depends on if you’re a family member or a carer by trade. Family members caring for their loved ones will need regular car insurance. If medical professionals help with the driving occasionally, they’ll need their own cover. Professional carers will need business class insurance, which covers you when you use a car for work.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
