Which countries do you insure imports from?
We insure imports from all over the world. Although most people tend to import their car from Japan or the USA, we also offer cover for vehicles imported from European countries such as Germany and further afield.
Can I get temporary car insurance for my imported car?
Yes, at Adrian Flux, we offer short-term cover for imports. Whether you’re an expat visiting family in the UK and need comprehensive cover during your stay or you’re going through the process of getting your imported vehicle approved to drive on UK roads and need chassis number insurance in the meantime, we can help find you the right cover.
Get an Imported Car Insurance Quote
Do I need specialist imported car insurance?
Yes, if you have your heart set on an imported vehicle, chances are that most standard policies won’t cover you. You might even find that you aren’t able to select your model when you try to get an online quote as it isn’t widely available in the UK. That’s where we can help.
As an imported car insurance specialist, we can provide cover for your vehicle, wherever it’s from in the world. Whether it’s a left-hand drive, a sports car, or a pick-up truck, give us a call for a quote.
Why choose a specialist broker for import insurance?
Import insurance is often seen as a specialist area for insurance providers and brokers. This means you’ll probably face high premiums from comparison sites and non-specialist agents. In some cases, you might not be able to get a quote from them at all.
Thankfully, we work a little differently. We understand that cars like the Mitsubishi Evo or the US’s classic Ford Mustang are truly incomparable to vehicles made in the UK. And we know that if you’ve gone through the effort of importing a car from another country, it’s likely that you’ll take extra special care of it.
As a result, we’re often able to find affordable cover that takes into account the unique needs of your imported vehicle where others cannot.
Are imported cars more expensive to insure?
Car insurance for imported vehicles does tend to be more expensive than standard insurance. This is to account for potentialities such as:
- Higher prices for spare parts
- Needing to go to a specialist garage for repairs
- Insurers not knowing how risky insuring a certain car would be
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How can I get cheaper imported car insurance?
There are a number of ways you can reduce car insurance costs, but the main one we recommend is to call us for a quote, especially if you’ve shopped around already. Wherever possible, we always aim to beat your best quote. Plus, we’re a specialist insurance broker dedicated to insuring those with unique situations who others have deemed “uninsurable.”
Other ways to reduce imported vehicle insurance costs include the following:
- Keep your car safe: if you have a garage, this is the best way to prevent your car from being stolen, which can have a significant impact on your insurance premiums. This is particularly important for an often more attractive vehicle like an import.
- Add security features: installing a Thatcham alarm, GPS tracker or immobiliser can help prevent thefts and even allow you to retrieve your vehicle in the event it gets stolen.
- Build a no claims bonus (NCB): keeping a clean record will often be the best way to drive down premiums for your insurance. Let us know if you have any NCB built up with a previous provider and we’ll adjust your quote accordingly.
- Join a car club or forum: if you’ve joined a club, we know you’ll probably take good care of your vehicle. We offer a discount of up to 15%.
Get an Imported Car Insurance Quote
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
What’s the difference between grey and parallel imports?
Simply put, a parallel import is a vehicle purchased from the EU, whereas a grey import is a vehicle that has been made for use in a non-EU country.
Can I get temporary car insurance for my imported car?
At Adrian Flux, we offer a range of different car insurance policies for temporary use. If you’re a UK expat visiting family in your home country, you might want comprehensive coverage, which isn’t often available on green card motor insurance.
Can I get Japanese imported car insurance from Adrian Flux?
Yes, we specialise in covering Japanese imports. If you’ve purchased a JDM car and you want to cover it in the UK, let us know and we can help. Japanese car imports are becoming highly popular as they tend to be:
- Crafted to a higher specification compared to UK counterparts
- Unavailable or difficult to source in the UK
- More affordable than UK counterparts
- Often higher powered than their UK equivalents
Why choose Adrian Flux for imported car insurance?
As a specialist insurance broker, we’re able to get you cover for your imported vehicle where others cannot. Plus, we work with over 30 insurers, meaning we can compare quotes for you based on your needs and budget. Here are three more reasons to choose us.
Experienced staff
Our expert staff are highly knowledgeable about specialist areas like imported cars. This means we won’t offer you items you don’t need on your insurance.
Tailored quotes
An imported car will often have specialist parts or modifications, which probably requires a policy tailored to your needs, such as an agreed value policy. We ask you key questions to understand your circumstances and get you suitable cover.
