Get tailored household insurance from a specialist insurance broker
Whether you need buildings insurance, contents insurance or a comprehensive building and contents policy, we compare policies from a wide range of insurers to find the right level of cover for you.
As a specialist insurance broker, we’re able to secure cover for even the most unusual homes. And we do so at a great rate where other companies would struggle to even provide a quote.
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Specialist home insurance with extra special rates
We provide tailored solutions to all your exact needs, so our range of household insurance policies is wide enough to cover every situation. Here are just some of the situations where we can offer specialist cover.
Business-related home insurance
- Landlords insurance: we offer extra special deals for private landlords, including portfolio cover for any number of flats and houses.
- Landlords can get buy to let insurance for a range of different situations, including benefit-assisted tenants, blocks of flats, student lets, bedsits, asylum lets, contents cover for landlords.
- Property owners: protects your home and its possessions against loss of money from risks such as fire, flood, damage or loss.
- Insurance for blocks of flats and maisonettes: these properties can often cause problems for insurers, but not for us. Speak to us for a quote.
- Home business cover: if you operate a business from home, this cover can help keep your business office equipment and home safe from damage.
- Bed and breakfast insurance: protects your home and contents from the added risks that running a B&B can bring.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Unusual homes
- Park homes: as park homes and chalets soar in popularity, owners can benefit from cover designed for the unique needs of these properties.
- Unoccupied homes: we have special rates for properties in probate or those awaiting refurbishment.
- Second home and holiday home insurance: everything from a chalet to a large second house in the country.
- High net worth houses: this covers period properties, high-value dwellings and contents, as well as antiques and valuables.
- Listed buildings and Victorian homes cover.
- Thatched roof insurance: we cover all types and styles of thatch.
- Flat roof insurance: sourcing this type of cover can be tricky, but we can help.
- Flats above shops or commercial premises.
- Houses with unusual constructions, such as wood-built homes, log cabins and chalets.
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Homes with specialist risks
We cover a wide range of homes requiring specialist household insurance.
Helps protect your possessions from a range of different risks, whether you’re a student or you live in a large luxury home.
Homes with previous subsidence and underpinning
These types of cover help protect your investment, which could be at a higher risk of damage.
Our policies can help you if you live in an area that’s at risk of flood.
Criminal convictions
Even if you’ve previously received criminal convictions, we can help you get cover for your home.
History of previous household claims
We know your past is not always a reflection of your future, so a household claims history is not a problem.
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of .
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
Home insurance can protect you from costly losses
In times when money is short, it’s all too easy to consider cutting back on your home insurance, but this is a false economy. After all, it only takes one major claim to cost you tens of thousands of pounds – or even hundreds of thousands of pounds in some cases.
It’s also unnecessary for many people as huge savings on your home insurance are possible by shopping around, especially if you call a specialist broker.
You may think that your home is nothing special, but in fact many houses have quirks and features that can increase your premium significantly if you go through a mainstream provider. By speaking to a specialist home insurance expert like Adrian Flux, you can save considerably. We’re specifically equipped to deal with unusual and extraordinary homes.
“We have some very high value audio and visual equipment worth £98,000 and getting competitive home contents insurance has been a struggle. This is on top of our general contents of £170,000, but Adrian Flux gave us a great premium and the cover we needed with no problems at all. I was impressed by their knowledge and expertise.” Mr T, NE13
Why choose Adrian Flux for specialist home insurance?
Due to the types of homes we insure, our policies are designed specifically for homes that are out of the ordinary. Our team has a high degree of knowledge in this field so can help secure you the correct type of cover based on your needs. This is not an online quotation system using computer rates. Instead, each risk will be individually calculated by our home insurance experts.
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FAQs
Does household insurance cover mobile phones?
The majority of home insurance policies cover your mobile phone if it is stolen, damaged or destroyed in your house. However, unless specified you’re generally not covered if anything happens to your phone outside your house.
We offer gadget insurance, which you can take out alongside your household insurance. This protects a range of different items while you’re out and about.
How do I make a claim or update my policy?
We’re sorry you need to make a claim on your home insurance. Give us a call on 0344 381 6505 and talk us through your situation. We’ll do what we can to help.
If you need to make a claim out of hours, please refer to your policy to get the emergency number for your specific scheme.
If you decide to alter your house in any way, it is advised that you let us know about these changes so they can alter your policy accordingly.