Specialist Hot Rod Insurance
If you own hot rod of any description, whether it’s a lowrider or a hi-riser, you’ll know how difficult it can be to find insurance. Many companies can’t cope with the huge range of modifications, Adrian Flux can and does cover heavily modified cars so you know you can rest assured that your pride and joy is safely covered.
We also know that the majority of hot rods use an American base, that’s why we cover LHD vehicles too. And if you’re thinking about a new custom paint job or re-chroming your grill, you’ll be safe with us.
- With our hot rod insurance cover, we can offer:
- Agreed value cover – many insurers will only pay out the ‘market value’ of your hot rod if you suffer a total loss.
- Laid up policies – if your hot rod is being rebuilt or modified, we can still cover you for any mishaps that may happen whilst off road.
- Limited Mileage discounts – the fewer miles you drive, the more you save, from as little as 1,500 miles.
- Owner’s Club Discounts -? If you’re an owners club or enthusiasts’ forum member, you may receive a discount of up to 15%, depending on the policy taken.
- Show cover – is your hot rod concours? We can cover you for shows and exhibitions too.
- Some modifications could actually reduce your premium, so make sure you tell us about all modifications to your vehicle, even if they don’t enhance performance.
Why choose Adrian Flux for hot rod insurance?
We know that other insurers have got hot rods and kustom kulture all wrong. Owners who love their cars as much as you take extra special care of them and that means you’re less likely to make a claim.
It doesn’t matter if you’ve got a 3 or 5 window, a hot rod or a street rod, if you’ve got a chop top or a lead sled, at Adrian Flux; we love them all and promise to find you the best deal for you.
Get a Hot Rod Insurance Quote
Hot rod insurance quote
At Flux, we don’t believe in a one-size-fits-all policy, that’s why our policies are customised to suit each customer’s individual needs. We can offer flexible and competitive quotes for almost any situations, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers.
Quicker & affordable rates by phone complete the callback form during office hours for an immediate, no-obligation quote.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
