What is a motorised horsebox?
A motorised horsebox, or horse lorry as they’re sometimes known, is a type of vehicle that is used to transport horses and ponies.
We also offer insurance for horse trailers.
Get a Horsebox Insurance Quote
Motorised horsebox breakdown cover available
Breaking down with horses in tow can be extremely stressful, which is why we offer comprehensive horse lorry breakdown cover as an upgrade. Not only does this cover the vehicle, but we also make sure your horses are taken to a location of your choice in a new trailer if necessary.
Even if your horsebox has broken down on your journey, give us a call on our 24/7 claims hotline number and we’ll send out help, which should be with you within the hour.
Why choose Adrian Flux?
Our horsebox insurance includes all the features you need and expect from horsebox insurance – all at a competitive price. Our cover can include:
- Any motorised horse box with up to six stalls
- Cover for vehicles up to 17.5 tonnes gross vehicle weight
- Available for business use and social, domestic and pleasure use too
- Van and truck-based conversions
- We accept private car NCB
- Protected no claims bonus available
- Discounts for limited mileage
- Discounts for security and immobilisers
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Horsebox Insurance Quote
Temporary horsebox insurance available
Let us know if you only need cover for a matter of days and we can help. Even when you take out short-term horse lorry insurance, we can still offer you the same comprehensive cover.
Can I get motorised horsebox insurance for business use?
Yes – we cover transporting your horses for commercial use. Whether you’re taking them to a buyer or to a horse show, we can help.
Am I covered for horse shows and events?
Horsebox insurance covers you for the journey to and from the horse show or event, but you’ll have to check your policy to ensure it includes public liability cover when you’re parked at the event. Let us know if this is something you need.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
Do I need a special driving licence to drive a horse lorry?
This will depend on how big your horsebox is. You won’t need a special licence for small horseboxes, but for many other types, you will.
| Maximum authorised mass (MAM) | Licence |
| Up to 3.5 tonnes | B+E licence |
| Between 3.5 and 7.5 tonnes | LGV C1 licence |
| 7.5 tonnes and above | LGV C+E licence |
Can other people drive my motorised horsebox?
Like standard vehicle insurance, you can add other people to your policy – as long as they have the necessary driving licence.
How can I save money on horse lorry insurance?
Horse lorry insurance can actually be quite inexpensive. At Adrian Flux, we offer discounts for those driving limited mileage, as well as Thatcham-approved security features, such as an immobiliser or tracker.
That being said, the easiest way to find out how much your policy will cost is to contact us directly for a quote.
Can I still get cover even if I have a high-value horsebox?
Yes, as a specialist insurance broker, we’re usually able to cover you when others cannot. Give us a call for a free, no-obligation quote.