Do I need horse trailer insurance?
Although horse trailer insurance isn’t a legal necessity, there are increased risks associated with towing a trailer. As a result, you might want to consider taking out cover, especially as the costs associated with trailer damage can be high.
Our cover has been designed specifically to help:
- Horse owners attending horse shows and events
- People buying or selling horses
- Stable owners and horse trainers
- Owners looking to ride their horses in new locations
- Owners who want to take their horse abroad to Europe for a holiday or event
Get a Horse Trailer Insurance Quote
Why choose Adrian Flux for horse trailer insurance?
At Adrian Flux, we have 50 of experience in sourcing affordable, tailored insurance quotes for a wide range of situations. As one of the UK’s leading specialist insurance brokers, our UK-based team are often able to help you when other providers cannot.
Here are just some of the benefits you can expect when you take out horse trailer insurance with us:
- Cover for trailers with a value of up to £40,000
- Up to £1,000,000 worth of public liability cover
- Up to 30 days’ cover abroad in over 20 European countries
- Green card included for EU travel
- Cover for accidental damage can be added
- Replacement hire available
- Optional breakdown cover available
- Claims hotline is open 24/7
Breakdown cover for horsebox trailers
Breaking down with nothing in tow is stressful, but it’s doubly so when horses are involved. That’s why we offer optional horse trailer breakdown cover, which includes cover for horses in transit. In the event your car breaks down, our expert recovery team can safely transport your horses in a top-of-the-range horsebox to a nearby stabling yard, your home, or a destination of your choice.
Where necessary, our team will close the road or motorway lane you’re on and cordon off the area so as not to scare or risk injury to your horses. Breakdown cover is available for just £79.50 but is even more affordable when you take out horse trailer insurance at the same time.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Horse Trailer Insurance Quote
How much is horse trailer insurance?
The costs of cover will depend on your needs and the trailer you wish to tow. Whilst cover for a state-of-the-art trailer is often more expensive, our policies can be tailored to your needs. We also offer discounts for any of the following:
- Previous experience towing trailers
- You don’t expect to cover many miles each year
- Vehicle cover taken out in conjunction with horse trailer insurance
- Additional security measures added to your horse and pony trailer
Is my horse trailer still covered when it’s being used for business purposes?
Yes, just let us know that you’ll be using it for business reasons and we can help set you up with comprehensive commercial cover.
Am I covered at horse shows and events?
Our public liability cover will provide additional cover when your vehicle’s stationary but someone is hurt or property is damaged as a result of you, your horses or your vehicle. This includes at horse shows and events if your horses remain in the trailer. Whether or not you’re covered at the show will depend on your policy – talk to us for more details.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Can my vehicle also be covered?
You can cover your vehicle separately through us. At Adrian Flux, we offer cover for a wide range of vehicles, including 4x4s and vans. Just let us know a little about your car and we should be able to help.
