Why choose Adrian Flux for performance or sports car insurance?
While other providers might consider you a higher risk simply for owning a performance car, we view you a little differently. That’s why we offer insurance for modified performance cars, imports and left hand-drives. Optional extras include:
- Agreed-value policies available to ensure your car is covered for its true worth
- Specialist car insurance for young performance car drivers
- Proud to cover young performance car enthusiasts
- Drive any car insurance available, we offer flexibility when you need it most
- Cover on imports, left-hand drives, and modified vehicles, including convertibles
- Tailored insurance scheme for your situation
Why do I need specialist insurance for a performance car?
There are a number of reasons you might need specialist cover if you own a performance car. As they’re generally faster and more powerful than most vehicles, performance cars are often considered a higher risk, meaning you could face higher premiums from more general providers.
As a specialist insurance broker, we’re better equipped at finding affordable cover for your vehicle. This is because we treat performance car owners a little differently. We know that if you’ve decided to get a fast car, which is generally more expensive to buy and run than most other vehicles, chances are you’re a car enthusiast and will treat your vehicle with the care and attention it deserves.
On top of this, specialist insurance usually includes optional extras which help cover your vehicle for what it’s actually worth. For instance, we’re able to include extras such as like-for-like cover on modifications and agreed value insurance.
- Like-for-like cover for modifications, meaning any upgrades you’ve made – custom paint job or a new exhaust system – are insured for their full value, not just original factory specs
- Insurance for import and rare vehicles, perfect for your unique car
- Optional agreed-value policies
Get a High-Performance Car Insurance Quote
What counts as a performance car?
Performance car definitions vary depending on the insurer and the organisation. For the most part, your car might be considered a sports or performance car if your vehicle has one or some of the following features:
- Larger engine: a bigger engine means more power.
- Lighter, aerodynamic body: this isn’t just for looks! It helps a car reach higher speeds.
- Faster speeds: if your car can go from zero to 60mph in three seconds, chances are it’s a performance car.
- Lower suspension: this reduces wind drag on cars, which enhances speed.
Our policies ensure comprehensive cover for vehicles that meet these criteria.
Why is insurance so expensive on performance cars?
Performance cars are generally found in higher insurance groups. This is usually because of the following:
- Most performance cars have bigger engines than average cars.
- Increased risk of thieves targeting your car.
- Replacement parts are more difficult to get a hold of so are pricier for performance cars.
We offer affordable high-performance car cover with competitive premiums
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How can I save money on my performance car insurance premiums?
Join an owners’ club or forum: you could get up to 15% off your quote if you’re a member as it tells us you’re passionate about cars.
Keep your car garaged if you can, and install the best alarm system you can afford. This will help prevent your vehicle from being stolen or vandalised.
Reduce your mileage: if you have another car you use as your daily driver and you only do a couple of thousand miles in your car each year, let us know.
Experience driving performance cars? Let us know as this can help reduce your quote.
Are you in an owners club or online forum? If not consider joining one. There are several great clubs for all the main models, as well as more general off-roading sites. You could get an extra discount of up to 15%.
Join a performance car owners’ club or forum: you could get up to 15% off your quote if you’re a member as it tells us you’re passionate about cars.
Keep your car in a secure place: a garage is best for this purpose as it helps prevent your vehicle from being targeted by thieves or vandals.
Reduce your mileage: if you have another car you use as your daily driver and you only do a couple of thousand miles in your car each year, let us know.
Experience driving performance cars? Let us know as this can help reduce your quote.
Can I get performance car insurance as a young driver?
If you’re a young driver and you’ve bought a performance car, we know that you’re likely to be a car enthusiast. Whether you own a Toyota Supra, a Porsche 911, or a Subaru BRZ, our unique view of young performance car owners means we’re better equipped than most at getting you affordable cover on your vehicle.
We always aim to beat any quote you’ve received, and our relationships with over 30 insurers often allow us to get you deals you wouldn’t find elsewhere.
Can I get temporary performance car insurance?
We offer temporary car insurance in most situations. For more information, speak to one of our experts by calling us on 0800 369 8590 or get a callback at a time that suits you.
Can a driver with disabilities insure a performance car?
Adrian Flux was a disabled driver himself with a passion for kit cars and mods, so this is something we hold close to our hearts. As such, we offer performance car insurance for disabled drivers even if you’ve modified the vehicle to your needs – or even if you simply wanted to make alterations to your vehicle!
Let us know which modifications you’ve made when you speak with us and we’ll work with our underwriters to get you a quote.
Do I need specialist insurance for a performance car?
Yes, specialist insurance is the best option for performance car owners. Standard policies often don’t meet the unique needs of a high-performance vehicle or provide competitive pricing. Our expertise ensures claims are handled smoothly, offering protection and understand your car deserves.