What is gadget insurance?
Gadget insurance, otherwise known as device or electronics insurance, covers your portable electronic items against accidental damage, theft, accidental loss, and breakdown.
Gadgets are an important part of everyday life and their growing costs make them expensive to replace, which is why gadget cover comes in so handy.
Our sales team is made up of car enthusiasts, meaning your hobby is our own. As a result, we’re passionate about finding you a great deal. Each and every quote we give is tailored to you and your unique circumstances.
Why choose Adrian Flux for gadget cover?
Just some of the reasons to take out cover with us include:
- Covers your gadgets worldwide
- Just £49.99 a year (or £4.17 a month)
- Up to £1,500 worth of cover for each gadget
- Doesn’t affect your home insurance no claims bonus (NCB)
- All portable electronic items can be covered
- Items are covered against accidental damage, accidental loss, theft, and mechanical failure
Get a Gadget Insurance Quote
What does gadget insurance cover against?
When you take out gadget insurance with us, the policy covers against the following:
- Accidental damage: Repair cost will be paid if your gadget is damaged as the result of an accident. If it cannot be repaired, it will be replaced. It is not a replacement as new policy.
- Theft: If your gadget is stolen it will be replaced. It is not a replacement as new policy.
- Accidental Loss: If you lose your mobile phone, tablet, smartwatch or PDA it will be replaced.
- Breakdown: Repair costs will be paid if your gadget is damaged as a direct result of electrical or mechanical breakdown. Excludes laptops and portable computers.
- International cover: Your electronic equipment is covered worldwide for any trip.
- Extended Warranty: Electrical retailers can charge a lot of money for extended warranty options, but Adrian Flux gadget insurance includes breakdown cover in one low price. This excludes laptops.
What types of gadgets can be insured?
We can cover all types of gadgets, so long as they were purchased up to three years ago and bought new in the UK. This includes:
- Any mobile phone
- iPads & tablets
- iPods & MP3 players
- iPhones & all smart phones
- Personal Digital Assistant (PDA)
- Amazon Kindles & other e-Book readers
- Sat navs & black boxes
- Any laptop computer
- Digital / SLR cameras
- Portable DVD players
- Portable games consoles
- Video cameras
- Portable TVs
Get a Gadget Insurance Quote
How much is gadget insurance?
Our cover costs just £49.99 per year – that works out to less than £4.17 a month. Better yet, one policy covers all your portable electronic gadgets for extra peace of mind.
Similar policies retail elsewhere for £169 or even more and many of these have restrictions on the number or value of gadgets. Mobile phone operators often charge a similar amount to cover just one mobile phone.
Where can I find out more?
Full details of cover are in our policy booklet.If you’d prefer to speak to one of our highly trained staff, just call us on: 0800 081 0777
*This policy is available for existing or previous Adrian Flux policyholders.
This insurance is arranged by Adrian Flux Insurance Services and Bastion Insurance Services Ltd and underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited) . See the policy booklet for full terms and conditions. Adrian Flux Insurance Services, Bastion Insurance Services Ltd and Collinson Insurance Limited are authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by visiting the FCA’s website at https://register.fca.org.uk/.
**For example, loveitcoverit.com charges £169.99 to cover 3 gadgets (Samsung Galaxy S22, Apple iPhone 11 Pro and ASUS Chromebook Flip) and cloudcover.com charges an annual premium of £214.21 to cover 5 gadgets (Apple iphone 8, Apple Watch series 3, Samsung Galaxy S21, Apple iPad and Samsung Galaxy Watch4).
***Prices checked for mobile phone insurance for a Samsung Galaxy S20+ on moneysupermarket.com where the lowest price was £43. Policy terms and conditions may vary, full details available on written request to our postal address. Prices and policy documents checked 26/04/2022.
