Mitsubishi FTO: a popular grey import in the UK
The Mitsubishi FTO is a compact sports car that was popular in its country of origin, Japan, and other parts of the world, including the UK. These speedy little cars were only produced for the Japanese domestic market (JDM), with the exception of a short period before they stopped being made. Production ran from 1994 to 2004, but during these years, many FTOs were imported to the UK.
And it’s no surprise: the FTO won the Car of the Year Japan award for 1994–95 when it was first released, and the vehicle has garnered awards even after manufacturing ceased; it was voted Best Used Sports Car at the British Auto Trader Awards in November 2007.
Get a Mitsubishi FTO Insurance Quote
How much is FTO insurance?
If your Mitsubishi FTO is a grey import, you might struggle to find affordable insurance. This is because the costs of sourcing parts for JDM cars are often higher than if the vehicle was made for the UK market.
That’s where we can help. We understand that if you’ve bought an import, chances are you’re a car enthusiast and will treat the FTO well. With over 50 years of experience as a specialist insurance broker for JDM cars, we can tailor cover to your needs and budget. We have a wide range of specialist schemes for all types of the FTO, including the GPX Mivec, GR, GS, and GPvR variants.

How can I get more affordable Mitsubishi FTO insurance?
We’re often able to offer discounts for drivers in the following circumstances:
Will you only drive a few thousand miles a year in your beloved FTO? Tell us, so we can get you onto a limited mileage policy.
Join an FTO owners club or online forum (e.g. the FTO Owners Club) to get up to 15% off your insurance premium.
Adding security precautions liKeep your FTO garaged if you can, and install the best alarm system you can afford to pay less.
Will you only drive a few thousand miles a year in your beloved FTO? Tell us, so we can get you onto a limited mileage policy.
Join an FTO owners club or online forum (e.g. the FTO Owners Club) to get up to 15% off your insurance premium.
Adding security precautions liKeep your FTO garaged if you can, and install the best alarm system you can afford to pay less.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Why choose Adrian Flux for Mitsubishi FTO insurance?
With over 50 years of experience and access to over 30 insurance schemes, we can help you get an affordable Mitsubishi FTO insurance policy that’s tailored to your needs and budget. We’re able to cover all types of FTO models, including modified and Q-plated versions. Cover can also include:
- Agreed value cover
- Total loss protection
- Cover for modifications
- Free legal expenses up to £100,000
- Cover for track days and rallies
- Up to 90 days’ cover in the EU or further afield

Does the FTO count as a classic car?
Given the FTO is no longer in production and it’s been over 20 years since it was last manufactured, we count the FTO as a modern classic car. This means you can benefit from our classic car insurance policies, which are often more affordable than standard policies.
Can I get FTO insurance as a young driver?
Whether you’re 17 years old and have just passed your test or you’re 19 and have a couple of years’ experience, we understand that if you’ve decided to buy an FTO, chances are you’re a young car enthusiast and will treat your vehicle with the care and attention it deserves.
As a result, we’re able to cover you where other insurance providers cannot. We also have black box insurance schemes that can reduce your premiums by up to 60% on renewal.
What insurance group is the FTO in?
The Mitsubishi FTO is usually found in relatively low insurance groups – around group 20. This means that your insurance should be fairly affordable. However, it’s important to note that the cost of your insurance depends on a number of other factors besides the vehicle you’re looking to cover.