What is Forever Homes insurance?
Essentially, Forever Homes insurance covers non-standard properties and their contents.
We’ve heard it all too often: the distinguishing features that make your house a home are considered too risky for insurers. At Adrian Flux, we value the extraordinary and unusual, especially when it comes to the place you live. That’s why we offer tailored Forever Homes insurance. From thatched roofs and stained glass windows to record collections and antiques, our tailored specialist home insurance covers everything you love.
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What is a non-standard property?
- Listed buildings and Victorian homes
- Buildings with a thatched or flat roof
- Wood-built or timber-framed homes
- Second home and holiday homes
- Unoccupied properties
- High-value properties
- Homes with high-value contents
- Owners of collectibles and antiques
To find out more about what counts as a non-standard property, read our explanation on what a non-standard home is and whether it needs specialist insurance.

Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Do I need a specialist home insurance policy?
If your home’s a little out of the ordinary, it usually pays to get a specialist policy. In most cases, a standard insurance policy won’t offer the same level of cover. In fact, many people only realise they need non-standard insurance when they try to make a claim and have to pay out of pocket for repairs because their home turns out to be more expensive to rebuild than their policy states.

What does Forever Homes insurance cover?
Our versatile policies can cover the building, its contents, or both. We can even include cover for possessions or gadgets you’ll take outside the home.
How much is non-standard home insurance?
As no two houses are the same, it can be difficult to give an estimate for the cost of non-standard home insurance. However, as we work with over 20 household insurers, we can provide bespoke cover at a price that suits you. Give us a call for a free, no-obligation quote.