We accept foreign NCB from all countries
We can offer foreign no claims discounts for drivers from all countries in the EU and beyond, including:
- American no claims
- French no claim bonus (malus/bonus)
- German no claims discount (schadenfreiheitsrabatt)
- Spanish NCB (prima de no reclamacion)
- Japanese NCD
Get a Foreign No Claims Bonus (NCB) Insurance Quote
Flexible cover to suit your needs
If you have accumulated a foreign no claims bonus or your UK bonus has lapsed, make sure you get a quote from us. Whether you’ve been working in Dubai, returned from retirement to Spain, or are working in or immigrating to the UK, we can offer you a policy that takes your overseas no claims insurance discount into account.
We offer discounts for foreign no claims bonus entitlement, accept valid overseas and international licences, and can also provide cover for any left-hand drive imports you’ve brought into the UK. Add this to our great customer service and we’re sure we can help you get cover at a price that more accurately reflects your driving history.
Why choose Adrian Flux for foreign NCB insurance?
All our best extra benefits are available to expats and foreigners settling in the UK, so whether you need cover for your classic car, 4×4 or performance vehicle, we can help. Let us know if you want to add any of the following benefits to your policy, or if any apply to you:
Cover for cars re-registered in the UK
Left-hand drive car insurance and imported car insurance available
Members of owners clubs and forums benefit from discounts of up to 15%
Agreed value cover available on classic, cherished and modified cars
Get a Foreign No Claims Bonus (NCB) Insurance Quote
What is a no claims bonus?
NCB, or no claims bonus, is a discount offered by insurance companies if you haven’t made a claim during the term of your insurance. This is usually built up annually. In general, the more years you’ve been driving without making a claim, the more your insurance premium comes down.
Most countries have some form of NCB.
I’m an expat returning to the UK and my NCB has expired. Can it still be recognised?
Your NCB is usually only valid for two years, after which it expires. However, we’re one of very few insurance companies that offer expired NCB insurance.
Can I use my UK car insurance to travel to other countries?
All our policies come with 90 days’ EU cover as standard, and we can cover longer trips and other areas of the world too.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Am I able to get car insurance as a non-UK resident without having built up an NCB?
Yes, we offer car insurance to non-UK residents. We also accept international and EU driving licences.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
