Do I need specialist Ford SUV insurance?
If you own a Ford Kuga, Edge or Explorer, a standard policy might not provide the level of cover you truly need. While these policies offer general protection, they often fall short when it comes to key aspects such as modifications, high annual mileage, or business use. That’s where specialist Ford SUV insurance comes in.
Our tailored policies are designed to cover everything from daily driving to modified and imported models, ensuring you’re fully protected no matter how you use your Ford Kuga, Explorer or Edge. Plus, we can often provide more competitive premiums.

Get a Ford Kuga, Edge and Explorer Insurance Quote
Do I need commercial or private insurance for my Ford SUV?
The type of insurance you need depends on how you use your SUV. If you use your Ford Kuga, Edge, or Explorer for work purposes – such as carrying equipment, commuting between jobs, or making deliveries – you’ll need business use, depending on what you’re doing.

Does Ford SUV insurance cover off-roading?
We know you’ll probably want to take your Ford SUV off the beaten track, and with our specialist policies, you can do that. Our specialist cover can include protection for green laning and light-off road use. Speak to us to ensure you’ve got the right cover in place.

Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Why choose Adrian Flux for Ford SUV insurance?
With decades of experience in specialist vehicle insurance, we offer tailored cover to suit your individual needs. Our bespoke policies come with a range of benefits, including:
- Limited mileage discounts to help you save
- Up to 15% discount for owners club and forum members
- European cover for up to 90 days, so you can travel with peace of mind
- Modifications cover
- Free legal cover up to £100,000
- Flexible payment options
How can I reduce the cost of my Ford Explorer, Kuga or Edge insurance?
There are several ways to keep your insurance costs down:
- Limit your annual mileage to qualify for a reduced premium
- Add a voluntary excess
- Park your Ford Edge in a secure location overnight
- Join an owners’ club to take advantage of potential discounts
- Speak to one of our experts to find out about multi-car policies
- Pay annually rather than monthly
Get a Ford Kuga, Edge and Explorer Insurance Quote
FAQs
Can I get insurance for a modified Ford Kuga, Explorer, or Edge?
Yes, we offer cover for modifications ensuring all upgrades are accounted for. Call one of our specialists now to get a tailored quote.
Can I use my no-claims discount on my Ford Kuga, Edge, or Explorer insurance?
Yes, we can use it on your Ford SUV policy – even if it’s being used on another vehicle, we can still give discounts, helping you save on your premium. Call one of our experts and see how much you could save today!