Ford cars: a long history
Ford’s history dates as far back as 1888, when Henry Ford built his first internal combustion engine. In the years that followed, he decided he wanted to create a vehicle that was both easy to handle and affordable for the general public.
He made many contributions to the manufacturing industry that are still around today, including the assembly line, which sped up production significantly.
Ford Motors is now one of the most popular car brands in the UK and beyond and still offers affordable vehicles to this day.
How much is Ford car insurance?
The cost of your Ford car insurance depends on a number of factors, from the model that you drive to your driving history. Rest assured that, with access to a range of different insurance schemes, we can compare quotes to find you the best one to suit your needs, vehicle and budget.

Get a Ford Car Insurance Quote
Why choose Adrian Flux for Ford car insurance?
We can cover all types of Ford vehicles (including modified, classic and performance models) with insurance that’s tailored to suit your needs and budget. Some of the features that can be included are:
- Protected NCB: even in the event you make a claim, this will protect your no claims bonus.
- European green card for up to 90 days: ideal if you’re planning a trip around Europe.
- Drive other cars (DOC) cover: occasionally borrow your friend’s or family’s car? This could help you get fully comprehensive cover.
- Agreed value cover: we can come to an agreed valuation of your car, which would be paid out in the event of total loss.
- Like-for-like cover on modifications: we’re able to cover a wide range of performance and cosmetic mods.
- Track day or rally day cover: enjoy a fun day out with friends with the peace of mind you’re protected.

Can I get performance car insurance for my vehicle?
As a specialist insurance broker, we understand high-performance car owners better than most. Although most insurance providers automatically categorise high-performance car owners as high-risk drivers, we view them a little differently.
We understand that if you’ve gone out of your way to buy your dream Ford, you’ll take good care of it. That’s why we’re able to secure Ford car insurance for hot hatches, sports cars and coupes, including the Ford GT, Mustang, Focus ST and Fiesta ST.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Can I get classic car insurance for my Ford car?
Yes, we’re able to provide classic car insurance for your Ford car. Whether you own a 1930s Model 18, a 60s Thunderbird, or a more modern classic Ford like a 90s Cosworth, we can provide you with cover that takes into account how precious your vehicle is. Cover can include optional extras like agreed value cover, laid-up, build-up and SORN cover, and European cover.

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FAQs
What insurance group is the Ford Focus ST in?
Ford Focus STs are usually found between insurance groups 24 and 36 depending on the model you own.
What insurance group is the Ford Focus RS in?
The Focus RS is generally found in insurance groups between 38 and 40. If you’re thinking about purchasing an RS, get a quote from us. As we specialise in high-performance vehicles, we can help you get cover where others cannot.
What insurance group is the Ford Fiesta ST in?
Fiesta STs are usually found in insurance group 30. This is on the higher end of the scale, but if you’re an enthusiast and want to get the Fiesta ST, we can help you get cover at a price that suits you.