What is DSS?
DSS stands for ‘Department of Social Security’. It is now known as the ‘Department for Work and Pensions’ (DWP), but many people still use its old name.
Essentially, a DSS tenant is someone who receives housing benefits from the council. The benefits either fully or partially covers the tenant’s rent. Tenants claim this because of financial difficulties, which can be caused by a number of reasons, including unemployment, disability, or single-parent status.
How does DSS work for landlords?
DSS rent works in much the same way as with non-DSS tenants. Although previously, housing benefits were paid directly to the landlord, nowadays, private or housing association tenants are paid their housing benefits and they pay you.
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Can I refuse DSS tenants?
Blanket ‘No DSS’ policies have recently been deemed unlawful as they indirectly discriminate against women and people living with disabilities.
Although you cannot refuse a tenant simply because they receive housing benefits or universal credit, it is still within your rights to refuse a tenant because of other factors, such as failing a lawful affordability check.
Do I need loss of rent cover for DWP tenants?
Loss of rent cover can be useful for all types of tenants, including those receiving housing benefits. This is because the cover protects you in the event the property becomes uninhabitable, such as from fire or flood. We offer optional loss of rent cover depending on your needs and budget
Extra Benefits
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Keycare for Landlords
Keycare for Landlords
As a landlord, losing the keys to your rental properties, or having them stolen, can pose both an enormous headache and a big financial burden.
With Adrian Flux’s keycare insurance for landlords, we can cover the cost of replacement keys, changing locks, and locksmith fees for your properties.
Landlord Legal Protection
Landlord Legal Protection
Starting at just , Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just [upsell-price code=”rent-guarantee”], can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Rent Guarantee
Landlord Legal Protection + Rent Guarantee
Adrian Flux’s landlord legal expenses insurance provides up to £100,000 cover for property legal disputes, attendance expenses and rent recovery costs from your tenants.
An extra level of cover, available from just , can also extend to include up to £50,000 advisor’s costs per claim for rent guarantee and provide payments of up to £1,000 per month to cover rent payments missed by your tenants.
To find out more about our landlord legal cover and rent protection, click find out more, or call to speak to our team.
Get a DSS Landlord Insurance Quote
Why choose Adrian Flux for DSS tenant landlord insurance?
Our affordable landlord insurance for DSS tenants can be tailored to your needs. Call us for a quote – we’re never beaten on price. Cover can include:
- Landlord building insurance for DSS tenants
- Cover for the contents of the property
- Combined building and contents cover
- Legal protection and rent guarantee
- Optional loss of rent cover
- Cover for all types of properties and portfolios
- Liability cover available for property owners
- Discounts for alarms and security locks
- Home emergency and boiler cover
- Cover for unoccupied properties
- Options for paying in instalments
