Dangerous Occupation Car Insurance
From the extra miles you might do through to the dangerous worksites you might have to park your car on, insurers will find many excuses for punishing you for doing the necessary jobs that many won’t or can’t do, without looking at whether you are actually a safe driver or not.
When you look for farmer or construction worker car insurance, many insurers simply won’t see past your job title, making assumptions about what your profession says about you. At Adrian Flux we prefer to individually assess our quotes, relying on your personal information and driving history, using only relevant facts to determine your premiums.
Get a Dangerous Occupation Car Insurance Quote
Car Insurance For Everyone From Farmers To Demolition Workers
Adrian Flux’s car insurance for construction workers or scaffolders and motor insurance for oil rig workers is designed to offer you the same great cover as other motorists at premiums that wont break the bank.
Some of the benefits of our hazardous job insurance policies include:
- All of our dangerous job car insurance policies come in a range of covers, from comprehensive to third party, to give you the cover you need
- We offer a variety of add-ons to all of our policies, including key care and gadget cover, to help you balance your cover and premium
- Agreed value policies are available to help you ensure you get a payout you are happy with if you have an accident
- We will cover almost any mod you have on your car, whether it’s for performance or just for show, and pay for like-for-like replacements
- An array of discounts are available on all of our quotes, from limited mileage policies to experienced drivers and club members
- We offer a range of commercial vehicle covers, ideal for combining with farmer or construction worker insurance policies
By taking your individual circumstances into account, and assessing your unique needs, we can tailor our ‘risky job car insurance policies to suit you. With differing levels of cover on top of a range of discounts and add-ons, we will help you to find a policy offering the right cover at the right price.
Adrian Flux is the UK’s largest specialist insurance broker, founded four decades ago to find people like you, people who other companies might refuse or overcharge, the best insurance. Taking the personal approach with each customer, we have built a business around bespoke quotes, quality service and reliable insurance getting you the perfect balance of cover and premium.
Our quotes are as unique as the jobs that you do. We know that car insurance for farmers, insurance for stunt men or even for slaughter house workers will all have different needs, which is why we work so hard to tailor unique quotes for our customers.
To speak to a member of our insurance team today for your free quote, call us on or complete the callback form on our website for us to get back to you whenever you like. Alternatively, click the quote button now for an instant dangerous job car insurance quote.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
