Why choose Adrian Flux for company car insurance?
Our business car insurance include free legal cover as standard, as well as the following optional extras:
- Personal accident and road rage cover available
- Optional breakdown cover for the UK and Europe
- Cover for travel in Europe available
- Courtesy vehicle in the event of an accident (available on fully comprehensive policies)
- Public liability car insurance
- Windscreen cover
- Multi-car cover
- Keycare cover
- Pay in monthly or annual instalments
Get a Company Car Insurance Quote
What is company car insurance?
This type of insurance covers you if you, your employees or contractors use a car for business purposes. We offer cover for all types of vehicles, including cars, vans and trucks.
We can also provide insurance for multiple vehicles if you’re a business owner and need to cover all your company cars.
Do I need company car insurance?
If you’re using either a business car provided to you by your company or your own car for work-related purposes, you’ll need company car insurance. It’s important to note that without this type of cover, your policy might be invalidated.
If you only use your car to commute to work, you can take out regular car insurance with commuting, social, domestic and pleasure cover.
Get a Company Car Insurance Quote
How much is company car insurance?
The cost of your company car insurance depends on a number of factors, including:
- The areas in which you drive
- The number of miles you drive a year
- How you’ll use your vehicle
- Who will drive the car
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
FAQs
Can you write off car insurance as a business expense?
If you’re an employee, for the most part, business car insurance can usually be written off as a business expense. However, this is up to the company you work for.
When do I need company car insurance?
There are many different occupations in which you’ll need business car insurance. This includes any trips you make to different locations for business purposes. If you perform any of the following activities, get a quote from us:
- Making deliveries or collecting goods (we offer courier insurance)
- Travelling to and from business meetings
- Driving to see clients
- Running business-related errands
- Driving clients, colleagues or employees around
Is business car insurance more expensive than regular insurance?
This depends on how you use your vehicle: if you tend to use your car a lot to visit clients, attend meetings, or for other business purposes, company car insurance car be more expensive.
That being said, ensuring you have the right kind of insurance in place will help you save money as it will prevent you from having to pay out of pocket. If you take out the wrong type of cover and need to make a claim, your policy could very well be cancelled.
How can I get more affordable business car insurance?
There are a number of ways you can save on your business car insurance policy. This includes:
- Choose a car in a low insurance group: If you don’t require a particularly powerful car for your business, consider getting a vehicle in a low insurance group.
- Keep your car in a secure location: keeping the vehicle in a garage or secure company car park can help prevent it from getting stolen.
- Drive fewer miles: those who drive fewer than 7,500 miles a year can be put on one of our limited mileage policies.
- Build a no claims bonus: the longer you drive without having to make a claim, the larger your insurance discounts.
Can I add named drivers to my policy?
Yes, if you’re the business owner setting up the insurance policy, you can add a number of named drivers to your policy.