What is a cob house?
Cob is a traditional mixture of straw, sand and clay and has been used to construct houses and other buildings around the world for thousands of years. As a strong, versatile material, a great insulator and with an attractive earthy finish, cob continues to be a very popular choice today for both traditional buildings and modern eco-houses.
They have a long tradition in Cumbria and South West England, though they can be found elsewhere too.
Why do cob houses need specialist insurance?
Whether you have bought a complete build or are putting the finishing touches to your own, you probably will have faced issues getting insurance for your cob house. The uncommon construction methods that give cob houses their unique looks and great strength can also pose a problem with planning and insurance, with many insurers baulking at the sight of your unusual home.
Cob houses are often seen as a higher risk for insurers as they can become damaged if they’re exposed to too much water or damp. It can also be difficult to find a company that can repair cob houses should they be damaged, though cob construction workers are more common in areas such as Cumbria and the South West. If tradesmen are few and far between, this could drive up the costs of repair.
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Why is cob a good building material?
As well as the organic look of houses built from cob, the material can be extremely green. It usually requires very few materials that can be found and extracted from the building site itself. Houses made of cob or those with a part cob construction can also be very cheap to run, often featuring excellent insulation. Modern cob houses also tend to come with plenty of power-saving and solar equipment to keep bills to a minimum.
Extra benefits of our cob house insurance
Adrian Flux is one of the UK’s largest specialist insurance brokers. As experts in providing affordable and reliable quotes for cob wall house insurance, we offer a range of benefits, including access to our cob house helpline – perfect for getting you through any teething problems with your new house. Benefits include:
- Full range of insurance for cob houses, including listed and self-build properties
- 24/7 claims and help hotline, and access to our domestic assistance helpline, which offers advice and contact details for tradesmen
- Flexible payment options available
- Specialist insurance for eco-homes to protect your unique property
- Discounts available for alarms and additional security
- Discounted premiums when you take buildings and contents cover together
With all of our experience as specialist home insurance brokers, we can provide you with a quote tailored to your exact home; however it is constructed, we will be able to help you. We also provide a wide range of discounts for cob home cover, from discounts for alarms and security fittings through to joint buildings and contents cover.
All of our cheapest cob insurance rates are available over the phone, so speak to our specialist team for a free, no-obligation quote on 0800 916 1270 or complete the callback form so we can give you a call at a time convenient to you.
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of .
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
