Who is young driver classic car insurance for?
Young driver classic car insurance is for drivers aged between 17 and 25. And if you’re over 25? We can still offer you classic car insurance.
Get a Classic Car Insurance for Young Drivers Quote
What counts as a classic car?
We regard a wide range of vehicles as “classics”. Although most providers only consider vehicles as classics once the car reaches 40 years of age, we can cover modern classics, vehicles that have been discontinued, and cars that have a cult following too.
Why choose Adrian Flux for young driver classic car insurance?
We’ve been insuring classic cars for over 50 years, meaning we’re well versed in providing cover that’s tailored to the needs of classic and vintage car owners. Just some of the reasons to get a quote with us include:
- Agreed value cover available : we agree on the proper value of your vehicle so your pride and joy is fully covered in the event of a total loss
- Laid-up, build-up or SORN cover available: if you’re planning on restoring or modifying your vehicle, this can help keep you financially protected in case of fire, theft or damage.
- Like-for-like cover on modifications: getting into the wonderful world of mods? We offer like-for-like cover on these.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How much is classic car insurance for young drivers?
You’ll be pleased to know that classic and old cars are amongst the most affordable vehicles to insure for young drivers – and they’re often some of the most affordable to purchase too, though this does of course depend on which classic you’ve set your eyes on.
There are many other factors that affect your quote. This includes your driving history, any no claims bonus you’ve accumulated, and how you plan on using the vehicle. If you want to get a better idea of how much your policy will be, get a quote with us.
How to reduce the cost of your classic car insurance
There are several ways you can reduce your insurance premium:
- Consider getting a black box: our black box insurance could save you up to 60% on your renewal premium.
- Take out a limited mileage policy: if you only drive a few thousand miles a year, let us know as this can reduce the cost of your cover.
- Sign up to an owners club or forum: we offer up to 15% off your insurance policy if you’re a member of a car club or forum.
- Choose a low-powered vehicle: as a general rule, the more powerful a car is, the more the insurance will be. A vehicle with a smaller engine can make a great first car.
- Pass extra driving qualifications: if you’ve recently passed your driving test, you might find that an extra driving qualification such as PassPlus can help reduce your premium.
What is the best classic car insurance for young drivers?
Young drivers have the following options when it comes to car insurance:
Third party only insurance
This is the most basic type of insurance you can get. Although third party insurance will cover damage inflicted on other people or cars in an accident, you’ll have to fork out your own money on repairing damage to your car – and you won’t be covered for fire or theft claims either.
Third party, fire and theft
This coverage is exactly the same as third-party-only coverage, except it covers your car in the event it catches fire or gets stolen.
Fully comprehensive car insurance
This is the highest level of coverage you can get. Fully comprehensive insurance offers the same coverage as third party, fire and theft, but will also cover accidental damage to your own vehicle.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
SORN & Build Up Cover
Laid-up Insurance, SORN Insurance and Build-up Cover
Even when your car is unused and parked in a garage, it can be damaged by accident or by fire and can even be targeted by thieves and criminals. To help keep your motor intact while you aren’t using it, we can offer laid-up insurance.
From kit cars being built to SORN insurance, cars laid-up in need of repairing, to ones you only use seasonally – whatever your reason for keeping a vehicle off the road, we can find you cover.
We are also able to offer insurance for cars that won’t be used on the road, but aren’t laid-up. We have policies available for track cars, show cars and even purely off-road cars (vehicle must have a unique identification number, such as a chassis or engine number); as long as you won’t be driving on the road you could get discounted insurance to help cover your motoring hobbies.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Classic Car Insurance for Young Drivers Quote
Types of classic car insurance for young people
We offer a range of young people classic car insurance options, including black box insurance, short-term car insurance, and modified classic car insurance.
FluxScore black box car insurance
Black box insurance is a type of cover that’s particularly suited to young drivers who are facing high insurance premiums. Individuals taking out this type of cover can see a reduction in their premium of up to 60% on renewal.
Our cover is designed to ensure you don’t feel constricted when you drive – after all, we know that learning to drive is a path to more freedom. This means our black box policies don’t include curfews or restrict where you can drive.
Temporary insurance
If you only drive for specific periods throughout the year, temporary insurance for classic cars can help ensure you remain covered without having to pay for an annual policy, which can be expensive for young drivers.
Most of our short-term policies include all the benefits you would find with our annual policies.
Modified classic car insurance
Modified classic car insurance covers classic cars that have been modified, either by yourself or a professional. If you’re a young petrolhead and have got involved in the modification scene, we know you’ll treat your vehicle well so we can offer policies to suit you.
FAQs
Are classic cars cheaper to insure for young drivers?
Yes, for the most part, taking out insurance on a classic car with us is more affordable than taking out cover on a more modern vehicle. If you’ve decided to purchase a classic car, we know you’re probably a car enthusiast who will treat it well, so can offer quotes that reflect this.