Why choose Adrian Flux
Well, here at Adrian Flux, we know a lot about the kind of drivers who buy Performance Fords and we pull out all the stops to get you the best deal. For instance, we know that the other insurers have got the modding community all wrong, because drivers who love cars as much as you do take extra special care of them and that means they’re less likely to make a claim. We also know that, given the choice, thieves usually prefer to take inconspicuous cars like your dad’s dark saloon, rather than a fully kitted up hatchback, or a smart sports model.
Whether your car is a classic Capri, Sierra Cosworth, Escort RS, Fiesta XR2, or a trusty Cortina, we have a specialist policy for you and our many specialist schemes mean we can ensure that you get a competitive rate. In fact we can offer low-cost, high quality insurance cover to all drivers of hot hatch cars, including young drivers, and convicted drivers. And vehicles that most other insurers won’t even cover – including LHD or modified cars – are not a problem for us.
Our insurance schemes include:
- Ford Cosworth Insurance, XR Insurance & RS Insurance
- Extra Discounts (depending on scheme) for:
- Experience of driving your classic Ford
- Limited Mileage
- Owners Club Members
- Security Precautions
- Introductory discount for Pass Plus, IAM & Max Driver
Get a Classic Ford Readers Insurance Quote
Save Money on Car Insurance
Our policies for hot hatch and performance car drivers are already fantastic, and you could save even more by following our straightforward tips to secure the best possible premiums. Younger drivers could save hundreds—or even thousands—while older drivers can enjoy substantial savings too.
- Will you only drive a few thousand miles a year? Tell us, so we can get you onto a limited mileage policy.
- There are several advanced driving qualifications which will give you extra skills as well as reducing the price of car insurance by up to 25%. If you’ve passed your test recently, you should consider taking a PassPlusPass Plus, IAM or Any Driver BTEC qualification. These courses can pay for themselves in insurance savings, which could amount to hundreds of pounds. Schemes like these have been shown to vastly reduce the likelihood of accidents involving drivers who have taken it.
- Got mods? Make sure you tell us about all modifications to your vehicle, even if they don’t enhance performance. Some mods might even reduce your premium. Most importantly, you will also get like-for-like cover on all your upgrades, so you won’t have to fork out again if you need to make a claim. If you have a modified car, find out more about our modified car insurance.
- Don’t forget to tell us about your top-spec ICE system if it’s non-standard!
- Are you in an owners club or online forum? If not consider joining one. There are several great clubs for all the main hot hatch models, so you’re sure to find one you like. People who are enthusiastic about their car and learn all they can about it will take better care of it, which is why you could get an extra discount of up to 15%.
- Keep your car garaged if you can, and install the best alarm system you can afford and you’ll pay less.
Even if your car is not particularly out of the ordinary, our brokers can still save you money. Because our staff are used to finding a policy to suit unusual and even completely unique cars, they know which insurers offer the best policies and at prices to suit almost any budget.
Bespoke Policies for Out-of-the-Ordinary Cars
We don’t believe in a one-size-fits-all policy, that’s why all our policies are designed to suit each customer’s individual needs. We offer flexible and competitive quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last we will do our very best to beat the best quote you get.*
Due to the type of vehicles insured, all our policies are designed especially for the out of the ordinary and our staff have a high degree of knowledge in this field. This is not an on-line quotation system using computer rates. Instead each risk will be individually calculated by our expert staff.
Our sales staff are insurance experts and not just button pushers and along with our many tailor made high performance, classic and hot hatch schemes we believe we offer the best quotation service around.
* On a like for like basis, subject to normal underwriting acceptance.
** Sample quotes are for premiums as stated covering drivers with a clean license and full No Claims Bonus (unless stated otherwise). Cars are assumed to be garaged unless otherwise stated. These illustrative quotes, valid as at 28/04/2006, are provided for information only and do not form the basis of any contract or tender. Policy excesses differ, dependent on risk and scheme.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
