Why choose Adrian Flux?
Every caravan is unique. As a specialist insurance broker for caravans, our customer care team frequently organises cover for unusual vehicles. In the past year alone, we’ve covered folding Goburs, classic Airstreams, and more.
As we’re caravan specialists, if you have any unusual requests we can usually fulfil them. Plus, we have links with clubs and forums across the country. If you’re affiliated with a club, let us know and we might be able to knock off up to 15% from your policy price.
Do I need insurance for my caravan?
As caravans are bulkier than the average car, they can reduce your vision of what’s behind you on the road and increase your turning circle.
While you might be covered by someone else’s insurance in an accident, this is really leaving things up to chance as the fault of an incident isn’t always obvious. There are also other risks involved in owning a caravan. Thefts of caravans are becoming increasingly common in the UK, so it’s more important than ever to take out an insurance policy.
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
SORN & Build Up Cover
Laid-up Insurance, SORN Insurance and Build-up Cover
Even when your car is unused and parked in a garage, it can be damaged by accident or by fire and can even be targeted by thieves and criminals. To help keep your motor intact while you aren’t using it, we can offer laid-up insurance.
From kit cars being built to SORN insurance, cars laid-up in need of repairing, to ones you only use seasonally – whatever your reason for keeping a vehicle off the road, we can find you cover.
We are also able to offer insurance for cars that won’t be used on the road, but aren’t laid-up. We have policies available for track cars, show cars and even purely off-road cars (vehicle must have a unique identification number, such as a chassis or engine number); as long as you won’t be driving on the road you could get discounted insurance to help cover your motoring hobbies.
Personal Possessions
Personal Possessions Insurance
No matter how careful you are, ensuring your personal possessions are safe in your vehicle, can be trickier than you may think.
There’s always a risk of theft from your vehicle, no matter how well you hide items in your boot or glovebox. That’s why personal possessions cover is vital.
Adrian Flux’s personal possessions insurance is specifically designed to protect your items, whether that’s gadgets, sports/hobby equipment or camping gear left in your car, van, camper or caravan.
Our policy covers your personal effects in a car, van, camper or caravan up to £1,000 and a low excess of only £50 – providing insurance for a wide range of personal effects against fire and lightning damage, malicious damage, storm and flood and theft from a locked vehicle.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Caravan Insurance Quote
What’s included with my policy?
Free legal expenses cover on touring caravans
This helps you recover some of the legal expenses incurred from an accident that wasn’t your fault.
CASSOA site discounts
If you’d prefer to store your caravan in a more secure location like a CASSOA site, you could see your insurance premiums drop significantly as it can help prevent your van from being stolen. This is particularly ideal for the winter months, when your caravan isn’t in use.
New-for-old cover
Available on newer caravans, this allows you to replace your damaged, lost or stolen caravan with a newer model that is equivalent in value.
Free European cover up to 120 days
After all, what’s the point in owning a caravan when you can’t use it abroad?
Public liability cover up to £5,000,000
If you’re at fault for an accident, this will cover damage caused to third parties and their property.
Weather damage to awnings covered
Unfortunately this is quite a common occurrence for caravan owners.
Monthly instalment plans available
We try to be as flexible as possible for our customers.
Imported caravans
We offer special schemes at a reasonable price.
Up to a 25% discount available
If you’ve built up a no claims bonus (NCB).
Agreed value option
Optional combined cover available for caravans and contents
Available for caravans and contents: get complete peace of mind.
Touring and static caravan cover available
Just let us know what kind of caravan you have and we should be able to help.
Optional hire and reward letting cover
UK static caravans can take advantage of optional cover for hire and reward lettings, meaning you can rent out your caravan when you aren’t using it.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
FAQs
How much does caravan insurance cost?
Even if you’ve received a caravan insurance quote from another provider, be sure to give us a call. Wherever possible, we try to beat any quote you receive. Our caravan insurance customers saved an average of 12% in 2023 when taking out a policy with us.
Does my car insurance cover towing a caravan?
Unfortunately, damage to your own caravan usually isn’t included with your car insurance, though you are likely to be covered for any third-party damage caused by towing the caravan if you have fully comp insurance.
This makes separate caravan insurance all the more important. Your car insurance also won’t cover any possessions you keep in your caravan. Thankfully, we offer cover for gadgets and personal possessions as an optional extra with your caravan insurance.
Will towing a caravan affect my insurance?
In most cases, your insurance will not be impacted if you tow a caravan. However, if you’re planning on towing, it’s important to tell your insurer that you’ve fitted a tow-bar. While this is unlikely to affect your insurance premiums, it could be seen as a modification. It’s always best to be upfront about this as not doing so could invalidate your insurance.
Does caravan insurance cover damp and water leaks?
This will depend on the policy you take out, as well as the insurer you choose. We work with over 30 insurers, so if this is something you care about, chances are we can find a provider that will cover the cost of damp or water damage.
Simply give us a call on and we’ll do our best to provide you a tailored quote.
Static vs touring caravan: what’s the difference?
Static caravans are permanent structures that are usually kept on a special site where there are shops and other amenities so you can holiday or live in comfort.
A touring caravan, on the other hand, is towed by another vehicle. These allow you to travel around while also having a separate place to sleep and cook meals when needed. These should not be confused with motorhomes, where the car and caravan are basically built into one unit. If you think motorhome insurance is more suitable for you, we also offer motorhome insurance.
The type of caravan you own will affect the type of coverage you need as it will impact the different threats you’ll face. Be sure to let us know which type you have so we can cover you adequately.