What is car and van insurance?
Car and van insurance can make things a lot easier, allowing you to cover both your car and van at the same time. This means you don’t have to worry about remembering two renewal dates, and you don’t need to give us your details twice.
Get a Multi-Car and Van Insurance Quote
How many cars and vans can I get cover for?
We can cover any number of cars and vans. Just let us know how many you need cover for and we can help you with the rest.
Why choose Adrian Flux for combined car and van insurance?
We won the user-voted WhatVan? Insurance Company of the Year award in 2019, 2021, 2023 and 2024, so we’re confident we can provide you with cover that meets your needs.
Just some of the reasons to take out car and van cover with us include:
- Each vehicle on your policy can have bespoke cover, excess and add-ons
- No need to compare quotes for each vehicle; our knowledgeable team help you find the right policies instead
- All types of cars, vans and commercial vehicles can be covered
- Just give us your details once to insure multiple vehicles
- Free legal cover of up to £100,000 included on all policies
- Cover in Europe for up to 180 days depending on your policy
- Like-for-like cover on modifications
- Wide range of optional extras, including keycare, toolkit cover, goods in transit cover, breakdown cover, and more
Get a Multi-Car and Van Insurance Quote
Can you insure a car and a van on the same policy?
When you take out car and van insurance with us, we don’t put your car and van on the same policy. We do this so each policy can be tailored to how each vehicle is used. That being said, the process for taking out cover is just as easy as if you were only taking out one policy.
So if you need a commercial policy for one and a private policy for the other, or you use one of the vehicles more than the other, we can find policies that accommodate this.
FAQs
Can I drive a van on my car insurance?
This depends on the car insurance policy you’ve taken out. Whilst some comprehensive policies automatically include third party cover when driving other vehicles, this isn’t the case for all policies, and the third party cover most likely doesn’t include your own vehicles. In addition to this, any third party cover you do get might not include commercial cover, so if you’re using the van for business purposes, you might not have the right insurance for this. As a result, it’s best to check your policy before driving.
It’s also worth noting that, even if your policy does include third party cover for driving other vehicles, the policy won’t pay out for damage to your van or injuries sustained to you in the event of an accident.
As a result, it’s a good idea to consider taking out separate cover for your van, or a multi-car and van insurance policy like ours.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
