Car & Classic and Adrian Flux
Find out how much you could save by calling our dedicated freephone hotline on . This hotline is exclusive to Car & Classic users, with our team of experienced staff picked specifically for their expertise in classic vehicles.
If you’ve just heard of us through Car & Classic, you’re probably wondering, why should I choose Adrian Flux?
Well, as the UK’s largest specialist insurance broker, we work hard to get you the cover your classic car deserves. We offer a range of discounts, including up to 15% for classic car club or forum members. We also have insurance options that any classic car owner should have at their disposal.
This includes:
- agreed value cover
- limited mileage quotes
- policies for cars being restored or laid-up
Ultimately, our aim is to help ensure you get a bespoke policy that meets your needs. Our phone lines are open every day of the week. If we’re closed, fill in our callback form and we’ll give you a ring when we re-open.
How to get the best price for your classic car
We’re proud to say that in December 2024, 82.4% of our customers would have received a cheaper quote from us if they’d given us a call instead of getting a quote online. Our underwriters use their expertise and discretion to get you a great deal, meaning they’ll often give you an exclusive price you wouldn’t otherwise find through other channels.
Even if you’ve been offered a good deal with another company, don’t hesitate to contact us. We aim to beat any quote. Don’t miss out!
Let us know if any of these apply to you as they can cut insurance costs:
- Tell us if you’ve passed any advanced driving qualifications like PassPlus or IAM.
- If you’ve installed a Thatcham-approved security system, let us know.
- Keep your classic in your garage? This significantly reduces the risk of your car getting stolen or vandalised.
- Let us know if you only use your classic occasionally as we have limited mileage policies available. And if you have a daily driver and only use your vintage car on the weekends, ask us about our multi-car insurance policy. This covers your different vehicles under one scheme – all without losing any of the flexibility or customisation that we usually offer.
Get a Car and Classic Quote
How did Adrian Flux become the UK’s largest specialist insurance broker?
Adrian Flux has been in the industry for 50, starting from one man’s passion for Spartan kit cars and his frustration at not being able to get it insured. We offered kit car insurance when no-one else would, and our innovation and drive has led us to push boundaries at every turn.
From our humble beginnings, we have covered a great range of classics, from the renowned to the niche, providing comprehensive cover plans for competitive prices. So whether you’re looking to cover your Hillman Imp or your Monteverdis, give us a ring to find out how we can help.
Did you know we even count cars as young as five years old as classics? Ask us about your vehicle now on !
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
SORN & Build Up Cover
Laid-up Insurance, SORN Insurance and Build-up Cover
Even when your car is unused and parked in a garage, it can be damaged by accident or by fire and can even be targeted by thieves and criminals. To help keep your motor intact while you aren’t using it, we can offer laid-up insurance.
From kit cars being built to SORN insurance, cars laid-up in need of repairing, to ones you only use seasonally – whatever your reason for keeping a vehicle off the road, we can find you cover.
We are also able to offer insurance for cars that won’t be used on the road, but aren’t laid-up. We have policies available for track cars, show cars and even purely off-road cars (vehicle must have a unique identification number, such as a chassis or engine number); as long as you won’t be driving on the road you could get discounted insurance to help cover your motoring hobbies.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
