What’s the difference between campervans and motorhomes?
One of the biggest differences is that motorhomes are built onto the original vehicle chassis and the back of a motorhome is designed and built by a coach-builder company such as Auto-Sleeper, Swift, or Autotrail.
A campervan, on the other hand, is a van modified for camping. This could range from a bed being added to the back of the van all the way up to a full conversion with everything you would get in a coach-built motorhome added to the van.
Get a Campervan Insurance Quote
Do I need special insurance for a campervan?
Campervans usually need specialist campervan insurance because insurers will want to know if you’re not driving a standard van. This is because taking out van insurance for a campervan would not provide adequate cover as campervans need cover for camping equipment, awnings, cover abroad, mirroring NCB from your first car, etc.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get a Campervan Insurance Quote
How much is campervan insurance?
Campervan insurance doesn’t have to be expensive, and we can often tailor cover to meet your needs and budget. Just give us a call for a quote – cover starts from £175, and we can offer discounts if you don’t use your camper for long periods or you’re part of a campervan club.
Limited mileage: we offer a discount on the cost of your campervan insurance policy if you only drive a few thousand miles a year. This usually works for customers who use their campervan a few times a year in the UK or Europe.
Camper owners club or forum member: we work in association with a number of clubs and forums. This could knock off an extra 15% from your policy price.
Camper owners club or forum member: we work in association with a number of clubs and forums. This could knock off an extra 15% from your policy price.
Limited mileage: we offer a discount on the cost of your campervan insurance policy if you only drive a few thousand miles a year. This usually works for customers who use their campervan a few times a year in the UK or Europe.
Do I need campervan contents insurance?
Your camping equipment, van fixtures and fittings will be covered by a specialist policy like ours. If you need cover for your personal belongings, electronic devices, or hobby equipment, we offer personal possession and gadget cover. Just let us know if you need this to be added to your policy.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
What kinds of campervans do you cover?
We cover all types of campervans and can offer like-for-like cover on modifications.
Take a look at the types of specialist campers we’ve covered in the past:
- Vans in the process of being converted to a campervan
- Left-hand-drive campervans and motorhomes
- Imported campers and motorhomes
- Classic campervans
- Modified, converted and self-converted campers
FAQs
Can I get temporary campervan insurance?
Yes, we have a lot of customers asking if they can get short-term campervan insurance for a one-off trip, so this shouldn’t be a problem. Just let us know your details, including when and for how long you’ll need the insurance, and we’ll do our best to accommodate.
Can I insure my van as a campervan?
Yes, if you’ve converted your van into a campervan and you’re using it for camping, you’ll need campervan insurance. However, if your van is being used for business use, you would need to insure your vehicle as a modified van.
Can I drive my campervan on my car insurance?
You’ll need a separate insurance policy for your campervan. But don’t worry – we can build you a multi-car policy that’s tailored to your individual needs. This can often work out cheaper than if you purchase individual policies for each of your vehicles.
Can I get insurance for a classic campervan?
Yes, we offer cover for all types of classic campers, from the VW Type 2 camper to the BMC Princess. Whether you’ve restored your classic to its former glory or you’ve decided to modernise it, call us for a quote.