What do I need to know about towing my boat?
- If the towed boat causes an obstruction to the rear view mirror, additional mirrors on each side of the towing vehicle must be attached.
- Drain any water from your boat or dinghy and remove the drain plug.
- Check that your boat is securely fastened to the trailer.
- The weight of the trailer and contents must be within the vehicle’s towing ability and not more than 85% of the car’s kerb weight if the trailer has brakes, or 50% if it doesn’t.
- Maximum trailer width in the UK and EU is 2.55m.
- Indicators, lights and brakes (where fitted) must work and you must display the correct number plate for the towing vehicle on your trailer.
- Depending on when you passed your driving test (before or after 01.01.97), the towing allowance will differ.
- Speed limits whilst towing on UK roads are 60mph for motorways and dual carriageways and 50mph on single carriageway roads. You must not use the outside lane of a motorway.
- No sharp or dangerous points of your boat may be on show – you can cover props and masts with a bucket or suitably reinforced bag or cover.
Adrian Flux has a specialist team of trailer insurance experts who are able to help you with any further questions you may have about boat trailer insurance. Call them today on now for a trailer insurance quote.
Adrian Flux has tailored insurance policies for a variety of trailers covering horse trailers, boat trailers, flat beds and tent trailers, but if you just use an ordinary trailer for general purpose, we have the policy for you!
Get a Boat Trailer Insurance Quote
Get a free Boat Trailer Insurance quote
Adrian Flux provides specialist cover for boat and dinghy trailers, and includes the following as standard:
- Cover against accidental damage, fire and theft
- Cover for trailers worth up to £40,000
- Up to £1m public liability cover
- 30 days European green card cover for all EU countries
- SDP, Commuting and personal business use cover available
- New for old cover if your trailer is up to 3 years old at the time of a claim
- Up to 17.5% discount for trailers with datatag security
Our boat and dinghy trailer insurance policy is ideal for all watercraft owners who use a trailer to transport their vessel from place to place, including those who:
- Use a boat in the course of their work
- Enjoy watersports, such as waterskiing, kiteboating, canoeing, kayaking, yachting, sailing, wakeboarding, rafting, jet skiing, powerboating, rowing, windsurfing or parasailing
- Don’t have a permanent mooring, or like to explore the coast or inland waterways
- Enjoy fishing from their boat
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
