BMW Z4: a beautifully designed car
It’s no surprise that when the Z4 first came out in 2003, it won Automobile magazine’s Design of the Year Award. The Z4 built on the design of the Z3 to become a bigger, more bombastic and sporty version of the original vehicle. BMW has continued the evolution of the Z4, turning the vehicle into the popular G29 model, completely with soft-top roof and low suspension.
Get a BMW Z4 Insurance Quote
How much is BMW Z4 insurance?
As BMW Z4s are fairly powerful vehicles, it’s likely that the cost of your insurance will be relatively high. However, there are a number of other factors involved in working out your insurance premiums, including your driving history, any no claims bonus you’ve built up, and how you use your vehicle. Plus, as high-performance insurance specialists, we’re often able to get you affordable cover that still provides you with what you need.
Why choose Adrian Flux for Z4 insurance?
Having insured high-performance, modified and classic vehicles for 50, we are able to offer affordable cover that’s tailored to your needs. Cover can include:
- Agreed value cover
- Total loss protection
- Cover for modifications
- Free legal expenses up to £100,000
- Cover for track days and rallies
- Up to 90 days’ cover in the EU or further afield
Get a BMW Z4 Insurance Quote
How much is BMW Z4 insurance for a 17-year-old?
Young drivers are usually considered a higher risk as they haven’t built up much experience on the road. This means that 17-year-olds will face high insurance premiums, and this will be even higher for a performance vehicle like the Z4.
At Adrian Flux, we know that if you’re a young driver looking to insure a BMW Z4, chances are you’re a true enthusiast and will do your best to treat this precious vehicle well. As a result, we can often help you find cover even when you’ve previously struggled before.
How can I reduce my Z4 insurance premiums?
There are a number of ways you can reduce your insurance premiums when you take out a policy with us.
Just let us know if any of the following apply to you!
Previous experience driving high-performance cars like the Z4
Choosing a limited mileage policy
Joining an owners club or forum (up to 15% off)
Adding security precautions like dash cams
Keeping your car in the garage
Passing extra qualifications like PassPlus and IAM RoadSmart (up to 15% off)
Building up an NCB, even if it’s expired or from a different country
Previous experience driving high-performance cars like the Z4
Choosing a limited mileage policy
Joining an owners club or forum (up to 15% off)
Adding security precautions like dash cams
Keeping your car in the garage
Passing extra qualifications like PassPlus and IAM RoadSmart (up to 15% off)
Building up an NCB, even if it’s expired or from a different country
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
What insurance group is a BMW Z4 in?
You’ll find most BMW Z4 models in insurance groups 30-45. This varies depending on the vehicle’s engine size, top speeds, acceleration speed, and more. For instance, the BMW Z4 2.0 is in insurance group 27, whereas the 3.0 SE model is in insurance group 45.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
