Can I get classic car insurance for my BMW Z3?
Considering production for the vehicle ended in 2002, we consider BMW Z3s classic cars. This means you can benefit from all the insurance perks that come with covering a classic with us, including more affordable insurance.
Get a Classic BMW Z3 Insurance Quote
Are BMW Z3s expensive to insure?
Often found in the mid-range of insurance groups, Z3s aren’t the most expensive to insure but they aren’t the cheapest either. It’s important to note that the cost of your BMW Z3 insurance doesn’t just depend on the model you’ve chosen; it also depends on a number of other factors, including your driving history, previous claims, any no claims bonus (NCB) you’ve built up, and where you live.
If you’re wondering how much your insurance will be based on your individual circumstances and the model you own, call us for a fast hassle-free quote.
How can I get cheaper Z3 insurance?
There are a number of ways you can get more affordable insurance for your BMW Z3 when you take out a policy with us. This includes:
- Previous experience driving your BMW Z3 or another performance car
- Choosing a limited mileage policy – perfect if your BMW is your second car
- Joining an owners club or forum – you could get up to 15% off
- Adding security precautions like dash cams
- Keeping your car in your garage
- Passing extra qualifications like PassPlus and IAM RoadSmart – this could get you 15% off
- Let us know if you’ve built up an NCB, even if it’s expired or from a different country
Get a Classic BMW Z3 Insurance Quote
Can I get cover as a young driver?
We know how expensive insurance can be for young drivers, especially for high-powered vehicles. Thankfully, with our wide range of specialist insurance schemes that can be tailored to your needs, we can offer cover for young car enthusiasts where other insurance providers cannot. Whether you opt for a modified Z3 1.9 or the powerful 2.8 model, call us for a quote.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
SORN & Build Up Cover
Laid-up Insurance, SORN Insurance and Build-up Cover
Even when your car is unused and parked in a garage, it can be damaged by accident or by fire and can even be targeted by thieves and criminals. To help keep your motor intact while you aren’t using it, we can offer laid-up insurance.
From kit cars being built to SORN insurance, cars laid-up in need of repairing, to ones you only use seasonally – whatever your reason for keeping a vehicle off the road, we can find you cover.
We are also able to offer insurance for cars that won’t be used on the road, but aren’t laid-up. We have policies available for track cars, show cars and even purely off-road cars (vehicle must have a unique identification number, such as a chassis or engine number); as long as you won’t be driving on the road you could get discounted insurance to help cover your motoring hobbies.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Why choose Adrian Flux for BMW Z3 insurance?
As a specialist insurance broker with 50 in the industry, we have access to a wide range of policies that can be tailored to suit your needs. Your policy can include.
- Agreed value cover
- Total loss protection
- Cover for modifications
- Free legal expenses up to £100,000
- Cover for track days and rallies
- Up to 90 days’ cover in the EU or further afield
- Drive any car cover
- Optional laid-up cover
FAQs
What insurance groups are BMW Z3 models in?
Z3 models are generally found in insurance groups between 29 and 36. The insurance group for your car will generally depend on its engine size.
BMW Z3 Model | Insurance Group |
BMW Z3 1.8 | 29 |
BMW Z3 1.9 | 29-31 |
BMW Z3 2.2 | 32 |
BMW Z3 2.8 | 32 |