Why choose Adrian Flux for BMW M3 insurance?
We know that M3 owners are, more often than not, real car lovers, and will take extra care of their BMW.
We also know that many owners of performance cars keep them as cherished vehicles and have another vehicle for daily use – that’s less time on the road, making you a lower risk.
While a car as powerful as the M3 is too much for some drivers, we can help BMW M3 owners find tailored cover.
Get a BMW M3 Insurance Quote
What’s included with BMW M3 insurance?
- Protected NCB
- Drive any car cover
- European cover for 90 days or more
- Agreed value cover
- Cover for cosmetic and performance mods
Which BMW M3 models do you cover?
- E30 M3
- E36 M3
- E46 M3
- Models from the E90 generation
- Models from the F80 or G80 generations
- Left-hand drive models
- Modified BMW M3s
- Classic M3s
Get a BMW M3 Insurance Quote
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance From £19.99
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
How much is insurance for a BMW M3?
The cost of your BMW M3 insurance will vary depending on several factors. This includes how long you’ve been driving, any no claims bonus you’ve built up, and how you’ll use your vehicle.
As a specialist insurance broker, we can also take into account many other factors, such as whether you have previous experience driving or owning other performance cars, or whether you’re a member of an owners club or forum.
How can I save money on my BMW M3 insurance?
- Limited mileage cover: if the BMW M3 is your second car or you only use it for short journeys, a limited mileage policy could help save you money.
- Owners club or forum members: part of a BMW members club? If so, we offer a discount of up to 15%.
- Security features: dashcams and GPS tracking devices can help back up your claim or recover your vehicle in the event it gets stolen.
- Experience driving M3s: let us know if you’ve previously driven an M3 or other high-performance car as this will work in your favour.
Get a BMW M3 Insurance Quote
What insurance group is the BMW M3 in?
BMW M3s are generally found in insurance groups between 41 and 45. These groups range from one to 50, with insurance group one carrying the lowest risk and 50 the highest. As a result, you might find your premium is more expensive than for cars in a lower insurance group.
